Business insurance for Social workers


With professional social work, insurance is critical, because the key decisions you take can have life-changing consequences for your clients. You carefully plan your programs and build in safeguards to ensure the best possible outcomes, but it’s just as important to make sure you have cover in place for the things you’re not expecting. Business insurance means your livelihood and your reputation are protected when things don't go to plan.

Get a quote for your business in minutes

Tell us about your business – We’ll help you to build your quote and explore your insurance needs.

Get a quote
Hiscox banner shape mask mobile Hiscox banner shape mask

Getting insurance as a social worker


For a social worker, insurance means peace of mind in a demanding field that takes hard work, organisation and preparation. In your field, results depend on your own meticulous care as well as the way clients interpret and carry out your advice. That means your work is open to misinterpretation and if things go wrong, you’re likely to get the blame. Putting a comprehensive insurance package in place means you can practice with peace of mind.

Why you need social work insurance


When advice doesn’t go to plan

You’re essentially in business because of your experience and the advice you’re qualified to give. But if something goes wrong, either because of a genuine mistake or because of misinterpreted guidance, you need to be covered. No matter who’s at fault, if a client brings a legal claim against your business or complains to the Health & Care Professions Council about your conduct, you’ll need a professional insurance policy that defends and protects you.

Protecting client data

The nature of your work means your case files contain sensitive personal information about your clients and their lives. Loss or theft of that information is not only professionally embarrassing, it could also see your business prosecuted for negligence or for breaking data protection laws. We’ll cover you for expenses and legal claims, so you can focus on giving your clients the best service you can.

Technical problems

Even in a job that depends so much on face-to-face contact, technology plays an important role, and it presents a problem if it stops working. If your computer breaks down, everything stops until it’s up and running again. While that happens, you can’t manage your diary or help your clients to your full ability. Having business insurance in place means we’ll cover the costs of repairs, replacements and data recovery to get you back on track.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your social work business. We’ll help you to build your quote and explore any other insurance needs.

Build my cover

Key types of insurance for social workers


Get your business insurance quote in minutes

These are just some of the types of business insurance for social workers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

Get your quote