Business insurance for Carpenters

You’re passionate about your craft and you pride yourself on delivering outstanding results for your customers. But no matter how careful you are, it’s impossible to predict when things might go wrong. As a carpenter, insurance covers you for the less enjoyable parts of your trade from broken equipment to disgruntled customers, so you can get on with applying the skills and expertise that your business is built on.

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Insurance for carpenters – why it matters

With a practical trade like carpentry, insurance protects you against the things that can take you by surprise. Attention to detail and craftsmanship are at the heart of your work, but that doesn’t mean you won’t come up against disagreements, and if you’re giving advice, clients could blame you if things don’t turn out as they expect. You also need to think about injuries to yourself, your employees and even your clients.

Why carpenters need business insurance

Mistakes in your work

A mistake in a project could mean you don’t get a client’s flooring finished in time for a big event, meaning they lose money or face their own claims from their clients. Advice that makes sense at the time, but is misinterpreted by the client, might result in them ruining an expensive set of furniture. Whatever happens, if you or an employee gets it wrong, we’ll cover the cost of dealing with a claim.

Accidents and injuries

You could accidentally damage a water pipe while working and cause water damage to a client’s home. Or someone might trip and hurt themselves on some tools your employee left unattended. Public liability claims can come in all shapes and forms but if you find yourself facing one, we’ve got you covered.

Broken equipment

You can’t work without the tools of your trade and if something breaks it can cause real problems. Alongside having to fork out for repairs or replacements you’re left dealing with disgruntled clients while things come to a halt. Our portable equipment insurance protects your valued tools against damage, loss and theft so you can get back to work as quickly as possible.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your carpentry business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for carpenters

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These are just some of the types of business insurance for carpenters that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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