Our legal expenses cover will help you defend and pursue your rights. 

Running a small business can bring great satisfaction and reward, but it also brings worries. There are the clients, possibly suppliers and employees, plus a whole range of other interactions and arrangements that all come together to make your business unique – and operational. The problem with all of these hourly, daily, weekly encounters is that they bring the potential for disagreement or dissatisfaction and possibly a costly and stressful legal dispute. And that’s the last thing you need when you’re putting everything you have into making your business a success.

Hiscox Legal Protection Insurance can help to ease the worry of what you would do if faced with a dispute. It’s underwritten by the market leaders in specialist legal insurance, DAS, and covers the cost of the commercial legal advice and representation required to defend legal rights relating to employment disputes, legal proceedings, property protection, bodily injury and tax protection, along with commercial disputes and debt recovery.

Call on 0800 2800 351 Mon - Fri, 8am to 7pm, Sat, 9am to 2pm excluding bank holidays.

Get a commercial legal protection quote online

  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 2800 351

Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts

How Hiscox Legal Protection Insurance covers your business:

  • up to £100,000 for legal costs incurred defending a claim. For example, it would help cover the appointment of solicitors, barristers and expert witnesses
  • access to the DAS legal advice helpline, which can help your business deal with disputes with suppliers, tax enquiries, and problems with employees
  • free access to our expert tax advice helpline, DAS employment manual and DAS BusinessLaw online database which includes document building tools including letter templates to help you run your company.

Our legal protection insurance covers claims relating to:

  • Employment disputes and compensation awards – such as employment tribunals and disputes arising from employees, prospective employees and ex-employees 
  • Non-motor criminal prosecutions and certain civil legal proceedings
  • Your property – following damage, nuisance or trespass
  • Bodily injury – assistance to pursue the legal rights of an insured person following their death or bodily injury
  • Tax protection – representation in appeal proceedings of a full or aspect enquiry or VAT dispute.
  • Contract disputes – DAS will negotiate the policyholder’s rights in a contractual dispute exceeding £250 and relating to the purchase, hire, sale or provision of goods or services.
  • Debt recovery – DAS will negotiate the policyholder’s rights in the recovery of money and interest due from the sale or provision of goods or services exceeding £250.
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Cover for contract disputes and debt recovery

As part of our legal protection insurance, we provide cover for contract disputes and debt recovery. It’s particularly suited to contractors and consultants, whose delivery of a service or contract could be challenged by a client, perhaps because of late delivery or disagreement over the scope of a piece of work.

Your policy

We want you to understand the legal protection insurance cover we offer. 

Get a commercial legal protection quote online

  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 2800 351

Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts

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Legal protection insurance cover information

This protects your business against the cost of commercial legal advice and representation needed as a result of employment disputes, legal defence costs, property protection, bodily injury and tax protection.

Our cover protects you against risks such as:

Risk Example
Bodily injury If you inadvertently cause somebody harm or they are injured by your products.
Employment claim If an employee brings a claim against you, for example if they have been injured at work.
Tax dispute If you are subject to a full or aspect enquiry by HM Revenue & Customs.

Is this product right for you?

  • You want cover against the cost of legal advice if you become involved in a dispute
  • You want to avoid costly representation fees in the event of an enquiry by HM Revenue & Customs

Existing customer

If you already have a commerical insurance policy with us and need to get in touch, our specialists are here to help.

Make a claim

When things go wrong, we’re the experts in putting it right. Need to make a claim?

Our claims promise

Our UK-based claims handlers are here to act swiftly and in your best interests. Find out more about our superior claims service.