Insuring your coaching, training and education business
You aim to provide the best advice and education to help your clients reach their goals. That’s why they come to you. But sometimes they might blame you when things don’t go to plan, take issue with your style, or even claim they’ve been injured while you were working with them. In these circumstances, business insurance can assist with support, so you know that if something does go wrong, you have protection in place to help cover legal costs and compensation.
Why you need business insurance for coaching, training and education
Injuries to clients
If you’re providing a personal education course at home and a client trips and falls, they may need to take time away from work. It’s an accident and nobody’s really to blame, but they’re at your premises and hold you responsible. If you face a claim, tailored business insurance that includes public liability cover can step in to help with paying for legal defence and compensation.
Not the right result
Despite your professional training, a client fails to attain a key vocational qualification. They believe you failed to educate them during training and they want to claim back the costs of the examination as well as your fees. If you need to defend yourself against legal action, your professional indemnity insurance helps with costs associated with the claim, plus settlements.
Recovering a late payment
Your clients are generally good at paying for the services you provide, but after six weeks of intense lessons, you’re still owed for nearly two months of work. Despite numerous attempts to chase them up, there’s no sign of being paid. It’s your income and pays for your living costs, so you need to recover it. Legal protection insurance can help you with the cost of a claim.
If you’re not sure what you need, tell us a little more about your coaching, training and education business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for coaching, training and education professionals
These are just some of the types of business insurance for coaching, training and education professionals that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote