Insuring your coaching, training and education business
You aim to provide the best advice and education to help your clients achieve the results they want. That’s why they come to you. But sometimes they might blame you when things don’t work out, take issue with your style, or even claim they’ve been injured while you were helping them. In these circumstances you need business insurance in place to cover all eventualities. It gives you the peace of mind that if something does go wrong, you have the right protection in place to cover legal costs and any settlements.
Why you need business insurance for coaching, training and education
Injuries to clients
If you’re providing a personal education course at home and a client trips and falls, they may need to take time away from work. It’s an accident and nobody’s really to blame, but they’re at your premises and they hold you responsible. If you face a claim for compensation, your tailored business insurance means you have public liability cover in place, so we’ll be there to help with the cost of defending the claim and any settlement.
Not the right result
Despite your professional training, a client fails to attain a key vocational qualification. They believe you failed to educate them during training and they want to claim back the costs of the examination as well as your fees. If you need to defend yourself against legal action your professional indemnity insurance covers the legal costs of the claim and any settlement.
Recovering a late payment
Your clients are generally good at paying for the services you provide, but after six weeks of intense lessons you’re still owed for nearly two months of work. Despite numerous attempts to chase them up, there’s no sign of being paid. It’s your income and it pays for your living costs, so you need to recover it. Legal protection insurance pays for the legal costs as well as a free legal advice helpline.
If you’re not sure what you need, tell us a little more about your coaching, training and education business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for coaching, training and education professionals
These are just some of the types of business insurance for coaching, training and education professionals that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote