Office insurance

Why choose Hiscox Office Insurance?

• We cover non-standard items such as artwork and visitors’ personal effects as standard
• We provide contents cover on an ‘all-risks’ basis, which means we cover all eventualities while clearly listing the few exclusions
• You can tailor policy options to suit the needs of your business and add a range of specialist covers to your policy
• You can pay your premium by interest-free Direct Debit.

Do I need a separate home office insurance policy?

No, Hiscox Office Insurance also covers those that work or run a business from their home. So if you have a home office, you would choose from the same office insurance products as those that work from commercial premises.

Create your own comprehensive business insurance package

Any business owner faces a variety of risks, but these needn’t be unmanageable with the right insurance protection in place. You can either take out Hiscox Office Insurance on its own, or as part of a tailored insurance package. This might include public liability insurance and professional indemnity insurance, as well as things like cyber and data risks insurance and personal accident cover, depending on the nature of your business.

Office insurance cover information

Further information on what our policy covers.
Hiscox Office Insurance is designed specifically for home or office-based small businesses. You can create one simple protection package for your business that includes office contents insurance and any additional specialist insurance covers from the range on offer.

• Office contents. Protects your business against the cost of replacing or repairing your office contents if they are accidentally damaged, lost or stolen. Read more
• Office buildings. Protects your business against the cost of repairing or rebuilding your office buildings if they are damaged. Read more
• Business interruption. Protects your business against the financial losses that result from being unable to trade due to an unexpected interruption, such as insured damage to property. Read more
• Equipment breakdown. Protects your business against the cost of replacing or repairing business equipment if it suffers sudden electrical or mechanical breakdown. Read more
• Portable equipment. Protects your business against the cost of replacing or repairing your business contents or equipment if lost or damaged when away from the office. This can include items like laptops, smartphones and other portable devices. Read more

Is this product right for you?

• You run a small business either from home or an office
• You own office equipment
• Your business would be impacted by an equipment breakdown or interruption
• You have office equipment such as laptops and smartphones you take out of the office