What is office insurance?

Office insurance can protect you against damage to your office premises, any business interruption that leads to loss of income and equipment breakdown, as well as insurance cover for office contents. Hiscox Office Insurance offers all of this, as well as portable equipment insurance. You can pick and choose which office insurance policies you need to create one tailored package.

Call on 0800 2800 351 Mon - Fri, 8am to 7pm, Sat, 9am to 2pm excluding bank holidays.

Get an office insurance quote online

  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 2800 351

Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts

Who needs it?

Whether you work from home or a separate business premises, having the right insurance cover for your office is important. We understand that every small business is different so we offer policy options you can tailor to your own specific needs.

Our business contents insurance covers the cost of replacing or repairing your office equipment if it is accidentally damaged, lost or stolen. In addition, you can also add a range of specialist covers to your policy: portable equipment, business interruption, equipment breakdown and buildings.

What type of insurance do I need?

As well as office contents insurance, you may also benefit from the below policies. This will depend on the nature of your business, and whether you own the premises you work from or rent them. For example, you probably won’t need office buildings insurance if you rent.

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Why choose Hiscox Office Insurance?

  • We cover non-standard items such as artwork and visitors’ personal effects as standard
  • We provide contents cover on an ‘all-risks’ basis, which means we cover all eventualities while clearly listing the few exclusions
  • You can tailor policy options to suit the needs of your business and add a range of specialist covers to your policy
  • You can pay your premium by interest-free Direct Debit.

Do I need a separate home office insurance policy?

No, Hiscox Office Insurance also covers those that work or run a business from their home. So if you have a home office, you would choose from the same office insurance products as those that work from commercial premises.

Create your own comprehensive business insurance package

Any business owner faces a variety of risks, but these needn’t be unmanageable with the right insurance protection in place. You can either take out Hiscox Office Insurance on its own, or as part of a tailored insurance package. This might include public liability insurance and professional indemnity insurance, as well as things like cyber and data risks insurance and personal accident cover, depending on the nature of your business.

Get an office insurance quote online

  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 2800 351

Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts

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Office insurance cover information

Further information on what our policy covers.
Hiscox Office Insurance is designed specifically for home or office-based small businesses. You can create one simple protection package for your business that includes office contents insurance and any additional specialist insurance covers from the range on offer.

  • Office contents. Protects your business against the cost of replacing or repairing your office contents if they are accidentally damaged, lost or stolen. Read more
  • Office buildings. Protects your business against the cost of repairing or rebuilding your office buildings if they are damaged. Read more
  • Business interruption. Protects your business against the financial losses that result from being unable to trade due to an unexpected interruption, such as insured damage to property. Read more
  • Equipment breakdown. Protects your business against the cost of replacing or repairing business equipment if it suffers sudden electrical or mechanical breakdown. Read more
  • Portable equipment. Protects your business against the cost of replacing or repairing your business contents or equipment if lost or damaged when away from the office. This can include items like laptops, smartphones and other portable devices. Read more

Is this product right for you?

  • You run a small business either from home or an office
  • You own office equipment
  • Your business would be impacted by an equipment breakdown or interruption
  • You have office equipment such as laptops and smartphones you take out of the office

Existing customer

If you already have a policy with us and need to get in touch, our business insurance specialists are here to help.

Make a claim

When things go wrong, we’re the experts in putting it right. Need to make a claim?

Our claims promise

Our UK-based claims handlers are here to act swiftly and in your best interests. Find out more about our superior claims service.