Office insurance

Office insurance protects your working premises against the costs and any loss of productivity caused by physical damage, theft or equipment failure. When the unexpected happens, it’s important to make sure you’re in a position to get on with business as usual.

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We may be able to offer you cover based on your business sector.

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About office insurance

What does office insurance do?

Office insurance protects you if there’s a serious incident that prevents access to your premises, including your home office. You’re insured in the event of a break-in and if your equipment is stolen or damaged, we’ll cover any loss of productivity and pay for replacements.

Who needs office insurance?

If you have a physical office space, you should insure both your building and contents. Lost productivity means lost earnings, missed deadlines and possibly a damaged reputation. Putting an office insurance policy in place ensures your business can keep running, even when the premises are out of action.

What level of office insurance cover do I need?

You can tailor your policy to make sure you get exactly the coverage you need. As a starting point, think about how much your assets are worth and what a day of lost productivity would cost. When you’re ready, our experts will work with you to identify the right level of coverage for your needs.

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Tell us about your business – we’ll help you to build your office insurance quote and explore any other insurance needs.

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When office insurance can help

Localised disaster

If you can’t physically get into the office because of something dramatic like a fire or flood, or just because of road closures and infrastructure work, loss of earnings cover provides a stop-gap until you’re back to normal.

Break-in cover

Losing access to critical office equipment through theft or vandalism is emotionally draining, but it’s also expensive in terms of buying replacements, loss of productivity and any deadlines you’re unable to meet along the way.

Equipment breakdown

If you work with technology, there’s always the chance it could let you down. That means expense and the potential for you to let your clients down too. Hiscox office insurance will pay for any repairs and get you back in business quickly

What’s included in our cover

We’ll cover you for:

  • Damage to the building, fixtures and fittings – including glasswork and signs
  • Accidental damage as standard – as well as cover for storms, floods and fire
  • Non-standard items, like artwork and a visitor’s personal items
  • Rebuilding costs, including professional fees
  • Portable equipment like laptops and mobile phones, even when you’re on a customer’s site.
User friendly website, very easy to review quotes and amend levels of cover and see the impact that this would have on the pricing of the policy. Good options for cover as well with office equipment & IT kit.
Tailored Supply Solutions Limited
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