Why do interior designers need insurance?
What insurance is available for interior designers?
An interior designer might benefit from a combination of other relevant insurance covers, too. These could include cyber, property and portable equipment covers, personal accident insurance and legal protection.
If you’re not sure what you need, tell us a little more about your interior design business. We’ll help you to build your quote and explore any other insurance needs.
Build my coverInsurance for interior designers: FAQs
How much professional indemnity insurance do I need?
How much professional indemnity insurance an interior designer needs depends on the type of clients and size of projects. When trying to gauge your cover limit, it might be a good idea to think about how much money it could cost your business to remedy a worst-case scenario. This would include accounting for financial losses, legal fees and compensation.
It may be a good idea to read through our full FAQ guide to how much PI insurance a business might require before tailoring your business insurance quote.
Do you provide proof of cover?
We understand that it is often an industry requirement within interior design for clients and contractors to ask for proof of your cover before signing contracts. That’s why we make sure your journey to getting business insurance is as simple as possible.
With Hiscox, you can build a quote that’s specific to your company’s requirements and purchase this tailored cover online. Shortly after you’ve bought insurance, you’ll receive documentation via email.
Am I insured for providing products to clients?
Yes, by adding product liability insurance to your public liability cover as part of your interior designer policy, you’ll be covered if the products you design, supply or sell cause injury or damage.
We understand that those you work with entrust you to supply them with furnishings such as bedframes, sofas, curtains and more as part of what you offer. With Hiscox you can embrace your creativity and source eye-catching items your clients will love – all with the reassurance that your business is protected.
Related articles and guides
Real example of indemnity protection for designers
This furniture designer claim story illustrates how a professional indemnity insurance claim could play out in the world of interior design.
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