Getting insurance as an interior designer
Working as an interior designer brings you into contact with a wide range of clients, suppliers and contractors, which means there’s a lot that could go wrong. You might experience difficulties with a supplier, a client might change their mind once work is underway and there’s always the risk of injuries on site. Then there’s the danger of losing or accidentally sharing client data. Business insurance for interior designers provides a tailored policy of cover against legal costs and settlements, so you can focus on your creative work.
Why you need business insurance as an interior designer
Handling contractual disputes
While working for a client you might need contractors to undertake some construction work. If there’s a disagreement on dates and they claim you haven’t paid for all the work, they might begin legal proceedings. As part of a tailored business insurance policy from Hiscox, legal protection insurance will cover the costs of defending yourself against the action as well as any settlement that might be required.
Dealing with unhappy clients
A client claims your design and the work carried out on a project has negatively impacted their property. They take legal action and even though you feel it’s unfair, you still have to defend yourself. With professional indemnity insurance you’ll have your legal costs and any settlement covered as part of your tailored business insurance policy for interior designers from Hiscox.
Lost client data
You do your best to keep client data safe, but if your computer or cloud server gets hacked, you could find yourself facing a ransom demand to return the information. Cyber and data risk insurance covers the ransom you’ve paid and gives you access to a specialist consultancy company to manage the situation. It’s part of your tailored business insurance policy for interior designers from Hiscox.
If you’re not sure what you need, tell us a little more about your interior design business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for interior designers
These are just some of the types of business insurance for interior designers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote