Business insurance for Environmental consultants

Tailored cover for the risks you face

Hiscox insures more than 200,000 businesses and has been awarded ‘Best Small Business Insurance Provider’ by Start Your Business Magazine for the last eight years in a row. We have developed a range of flexible policies so that you can design a policy specifically to suit your environmental consultant business.

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Professional indemnity insurance for environmental consultants

As an environmental consultant, you provide expertise and advice across a range of fast-evolving disciplines within the environmental sector. Clients rely on you for your specialist knowledge and insight, and may make business decisions based on the information you present. 

You may feel confident in your work, but any business providing consultancy or inspection services is vulnerable to claims of negligence. That’s why we’ve built on our specialist business insurance knowledge to offer professional indemnity insurance for environmental consultants. It’s tailored to the needs of consultants or small businesses carrying out activities like environmental impact assessment, ecological surveys, carbon footprint analysis or waste and resource management and can help protect you against the cost of settling or defending a client’s claim that there is a problem with the work you have done for them.


Why choose Hiscox PI insurance for environmental consultants?

Professional indemnity insurance helps protect your business against the cost of settling or defending a client’s claim, offering protection against the risks most common in your industry, including cover for:

    • negligence or breach of duty of care – making a mistake in your work or giving bad advice
    • defence costs for investigations under the Environmental Protection Act 1990 or similar legislation
    • infringement of intellectual property rights – for example using content from a website or publication without permission
    • breach of confidence – unintentionally or accidently sharing confidential or sensitive information without consent
    • civil liability – if a claim occurs because of your business activity for a client and we haven’t specifically excluded it, it’s covered.

    More about Hiscox Professional Indemnity Insurance

    Not sure what you need?

    If you’re not sure what you need, tell us a little more about what you do. We’ll help you to build your quote and explore any other insurance needs.

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    Liability insurance

    As an environmental consultant, liability insurance could offer you vital protection should an accident occur as a result of something you’ve done. In your line of work, it’s likely that you’re frequently out on site or visiting clients in their offices, which opens you up to the risk of claims made by the public. Public liability insurance would help protect your business against the cost of settling or defending  claims for compensation from a client or member of the public due to bodily injury or property damage.

    More about Hiscox Public Liability Insurance

    We also offer employers’ liability insurance, which is compulsory for most businesses with employees. This protects against the cost of paying and defending compensation claims made by employees that they have suffered injury or disease as a result of the work they do for you.

    More about Hiscox Employers’ Liability Insurance


    Personal accident insurance

    What would you do if you couldn’t work as a result of an accidental bodily injury? Hiscox Personal Accident Insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.

    More about Hiscox Personal Accident Insurance


    Office insurance

    Our office contents policy protects home or office-based professionals against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. If you’re out and about a lot with your job, you could also consider adding on cover for portable equipment (e.g. laptops and phones).

    We also offer cyber and data risks insurance, which is designed specifically to support and protect small businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. You can add our different covers together to create one simple insurance policy for your business and then pay by interest-free Direct Debit instalments.


    Your PI policy

    We want you to understand the PI cover we offer. Environmental consultants are covered under our professional indemnity policy for green consultants.