Insuring your massage therapy business
Whether you’re helping keen runners to stay in peak condition or you offer remedial massages to office workers, your clients put their trust in you. No matter how much pride you take in your work, if anything goes wrong during a treatment or because of the guidance you give, you could be held financially liable. Hiscox will put together an insurance package that’s tailored to the risks massage therapists face, so you know you’re always protected.
Why massage therapists need business insurance
Mistakes and injuries
When you’re dealing with a physical issue there’s always a risk that you could accidentally do something to make it worse. Likewise, a client might claim some stretches you suggested they carry out at home caused them to hurt themselves. No one is immune to mishaps or mistakes, so we’ll make sure you’re equipped to deal with them.
Loss of earnings
If you have an accident and your injuries mean you’re unable to offer treatment to your clients, you could be facing a serious loss of earnings. Personal accident insurance makes sure your expenses are covered so you can concentrate on getting better.
Accidents at work
Personal accident insurance covers any loss of your personal salary that you might need to deal with if you have an injury that puts you out of action for a while. It’s an important consideration for people who work for themselves and don’t have sick pay to fall back on.
If you’re not sure what you need, tell us a little more about your massage therapy business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for massage therapists
These are just some of the types of business insurance for massage therapists that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote