Business insurance for Counsellors

Providing advice and support to people seeking professional help can be rewarding, but as a counsellor, insurance takes care of the things that you can’t see coming. If a client accuses you of doing something wrong or inappropriate, they have an accident on your premises, or you’re injured yourself and unable to work, business insurance for counselling takes care of the legal costs and helps you to keep doing what you do best.

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Insurance for counsellors

Counselling requires professional skills, patience and understanding to deal with a wide range of needs. The nature of one-to-one therapy means you’re often alone with a client, so if they accuse you of doing something wrong or giving incorrect advice, or they’re injured at your work premises, you could face legal action. Business insurance for counsellors provides professional treatment liability cover and public liability cover, so your legal costs and any potential settlements are taken care of.

Why you need business insurance for counselling

An injured client

Imagine a client trips and injures their arm while undergoing a therapy session. They need medical treatment and that means being off work for a few days. They decide to make a claim against you for compensation, which means extra time and cost for them, but public liability insurance takes away some of the stress by covering any legal costs you face.

An unhappy client

Unhappy with the counselling you’ve provided, a client believes you’ve prolonged their anxiety and takes legal action, challenging your professionalism and aiming to recover their fees. Professional treatment liability cover within your business insurance for counsellors ensures your legal defence and any settlement is covered.

Computer hacked

Your computer has a virus allowing personal client data and confidential counselling notes to be accessed by a hacker who demands a ransom for the return of the information. The ransom you’ve paid and the services of a specialist risk consultancy firm are covered by cyber and data insurance cover as part of your Hiscox business insurance for counselling.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your work as a counsellor. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for counsellors

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These are just some of the types of business insurance for counselling and counsellors that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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