Business insurance for Manufacturing

In manufacturing, insurance gives you an extra level of security for the things you can’t plan for. You know the quality of your products is paramount and you work to meet deadlines and ensure high standards at all times, but sometimes things go wrong. Business insurance for manufacturers provides cover and peace of mind for you and your business.

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Getting insurance for your manufacturing business

Manufacturing is by nature a hands-on environment with lots of moving parts, but there are less obvious things than can cause problems too – issues with your premises or specialist equipment, or confidential data that’s accidentally shared with the wrong recipients. Business insurance for manufacturing professionals means you’re covered for those unexpected times and incidents.

Why you need business insurance for manufacturers

A defective product leads to injury

You take pride in the quality of what you make, but if a customer is injured because a ladder you’ve manufactured collapses, they might blame you. The hinges are from your supplier, but as it’s part of your product you’re facing legal action. Errors and omissions can be costly, whoever is to blame, so product liability cover within your tailored business insurance for manufacturers covers the legal costs of defending the case and any settlement.

Confidential data is accidentally shared

Working in manufacturing means lots of back and forth between you, your clients and your suppliers. While a lot of it may be done over the phone or face to face, there’ll be emails with plans, specifications and other data, a lot of which may well be confidential. If it’s accidentally shared by you or someone in your business, or deliberately stolen in a cyber attack, it can be embarrassing, expensive and a threat to your reputation. You need to be able to deal with it quickly.

Your premises are damaged

If damage to your premises means you’re unable to trade due to an unexpected interruption, such as a fire, flood or major theft. You need to keep your business running in the interim, pay bills and maintain relationships with clients and suppliers. As a manufacturer, insurance should protect you for instances of lost income and increased costs of working, temporary or permanent, for example, the cost of renting an alternative office while your usual buildings are repaired following a fire.

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If you’re not sure what you need, tell us a little more about your manufacturing business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for manufacturing companies

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These are just some of the types of business insurance for manufacturers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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