Insuring your dry cleaning business
Whether you own a single launderette or you run a chain of specialist dry cleaning shops, your customers trust you with their belongings. You might be handling expensive, tailored suits, precious wedding dresses or irreplaceable items with both sentimental and monetary value. You need to know you’re covered against mistakes and accidents as well as damage caused by fire or flood, or even theft. Hiscox can give you expert advice on exactly what types of cover you need, tailoring an insurance package that protects your business against all eventualities.
Why dry cleaners need insurance
Damage, theft and loss
Your reputation is important and it only takes one ruined item to ruin your good name too. No matter how careful you are, there’s always the risk of something going missing, even if you’re back is only turned for a moment. If a delicate item is accidentally put on the wrong heat setting, there’s no going back, so you need to be protected for the cost of any repairs, replacements or even settling legal action.
Fires and floods
You also need to protect your premises. Dry cleaning involves expensive equipment and fitting out a shop takes time and specialist skills. If your premises are damaged in a fire or a flood, you might need to close the shop for days or weeks while repairs are carried out. It’s inconvenient, expensive and could see customers going elsewhere. If you find yourself in that position, we’ll be there to help with lost revenue, as well as shop repairs and any replacements for your damaged equipment.
Accidents and injuries
For dry cleaners, insurance is about much more than protecting property. As members of the public come in and out of your shop all day throughout the week, you need to know you’re covered if they accidentally hurt themselves on your premises. All it takes is one wet floor for someone to take a nasty fall and bring a public liability claim against your business. If this happens, we’ll cover the costs involved with the claim.
If you’re not sure what you need, tell us a little more about your dry cleaning business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for the dry cleaning industry
These are just some of the types of business insurance for the dry cleaning industry that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote