Insuring your childminding business
Whether you’re an au pair, a nanny or you earn extra money babysitting, insurance is there to support all your hard work, organisation and planning. Kids can be unpredictable, so even with your undivided attention, things can break, accidents can happen and even if the kids themselves are fine, parents might see fit to complain about your service. Insurance for professional childminders means you’re covered when things don’t go to plan.
Why you need business insurance in childminding
Illness and injury
A trip or fall in your home, an incident with another child you look after, or even another child they meet while in your care could result in an injury. it’s upsetting and stressful for everyone, the child, their parents and you. But on a professional level it can also cost you time, money and possibly your reputation. We’ll cover you for expenses and legal claims, so you can get on with the day to day.
As a childcare professional, parents often ask for your opinion on health and education. You want to help, but if they make bad decisions, they may blame you. No matter who’s at fault, if a client brings a claim against you or your nursery you’ll need a professional insurance policy in place that defends and protects you.
Problems with your space
If you work from your own premises – your home or a professional space – and they suffer damage from a fire or flood, you won’t be able to operate your business. That could mean lost earnings and disappointed clients. For a nursery, insurance would mean the costs of repairs or replacements are covered, so you can get the business back up and running as quickly as possible.
If you’re not sure what you need, tell us a little more about your childminding business. We’ll help you to build your quote and explore any other insurance needs to create a policy that’s just right.Build my cover
Key types of insurance for childminders
These are just some of the types of insurance policies for childminders that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote