Business insurance for Scaffolders

Business insurance provides peace of mind when things don’t go to plan. For scaffolders, insurance protects you against the risks of having your tools stolen or damaged, an employee being unable to work after an accident, or accidentally sharing confidential data – all expensive setbacks. Hiscox insurance for scaffolders provides the reassurance that you’re covered so you can keep on working and building your business.

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Insuring your scaffolding business

Scaffolding can be a difficult job at the best of times, working in all weathers and often difficult locations. Sometimes things don’t go to plan, which can be stressful, expensive and time consuming – it can even mean you can’t work until things are put right. With the right insurance you can get on with your job without the extra headaches. Business insurance for scaffolders provides cover for the unexpected, allowing you to get on with the work you’re good at.

Why you need business insurance as a scaffolder

A broken wrist means work stops

An employee breaking a wrist while erecting scaffolding could mean several other jobs are put on hold. That might see you unable to carry out projects, meaning lost earnings, reputational damage and worse, the employee could launch a claim against you. Employer liability insurance makes sure that you’re equipped to cope with the unexpected.

Your safety equipment is stolen

Harnesses and safety ropes used by your employees when erecting scaffolding could be stolen from your vehicle along with other equipment. You can’t work without it, so you need to fork out for new gear. It’s costly but with portable equipment insurance you’re covered, ensuring you can get on with your work.

Someone accidentally shares client data

Working outside and doing very practical work, it’s easy to forget about the risks that the internet brings to your business. Even if you’re only using email or processing online payments it means you’re holding and transferring client data. If it’s accidentally shared, or compromised by a cyber criminal, it can be costly and even cause reputational damage that threatens future work. With cyber cover in place we can help you to put things right quickly.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your scaffolding business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for scaffolders

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These are just some of the types of business insurance for scaffolders that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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