Business insurance for Handymen

As a handyman, insurance can be an essential part of keeping your business safe. Most of your working life is spent fixing other people’s problems and, while your experience and skills mean you’ll do a quality job for your clients, it’s important to make sure you’re covered when things don’t go according to plan.

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Insuring your handyman business

Your work is complex and involved – as are the demands of your clients, but despite your best efforts, sometimes things break, or mistakes are made. You need to be able to deal with unhappy customers, or onsite accidents that result in injury. Putting business insurance in place means you have cover to help when things don’t go to plan and at Hiscox we can tailor your insurance package to your company.

Why you need business insurance as a handyman

Illness and injury

Work as a handyman or handywoman is demanding, but it’s not just about lifting and shifting, hammering and painting – your client or even a member of the public could be injured, whether you’re at fault or not. You may also face compensation claims if a client or member of the public is injured. We’ll cover you for expenses, legal claims and loss of earnings, so you can get on with your clients’ projects.

Unhappy clients

Despite your best efforts, you might be challenged on the work you deliver. It could be that a project goes over budget, or the client demands revisions that cause disagreements. Maybe they just change their mind. No matter who’s at fault, if a client brings a claim, your business insurance policy is designed to defend and protect you.

Protecting your tools

Without tools, you can’t work. It could be that a key item of equipment is damaged, or someone breaks in and steals your tools. Having insurance in place means we’ll cover the costs of repairs or replacements and get you back on track.

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If you’re not sure what you need, tell us a little more about what you do. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for the handyman industry

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These are just some of the types of business insurance we offer. We can provide other specific types of cover and build them into a policy tailored to the exact needs of your business.

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