Business insurance for Architects

As an architect, insurance is an essential precaution for your trade. Your work allows you to create amazing things, but there’s always the possibility of misunderstandings, which can be very costly to put right. Comprehensive business insurance for architects makes sure you’re protected against disagreements, accidents and injuries too.

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Insurance for architects

Close attention to detail goes without saying in your profession, but there are times when a mistake, whether it’s your fault or not, can lead to a legal dispute with a client or contractor and you’re held liable. Hiscox business insurance for architects is there for you whether a miscalculation on a building plan leads to a claim for negligence, a client is injured at your office or valuable equipment is stolen preventing you from working.

Why you need business insurance for architects

A client falls during a meeting

An architect’s office is often full of computers and technical equipment. Imagine a client trips over cables on the floor during a meeting, breaking her wrist and she needs to spend a day in hospital. She decides to make a claim for the injury and her lost income – your public liability insurance covers the legal costs of defending the claim as well as the final settlement.

An unhappy client

Construction of a new house stops when the builder finds a design flaw in the plans. It results in thousands of pounds of additional work to rectify the problem. The client claims the additional costs are down to the architect’s negligence. The legal case costs thousands of pounds in addition to the settlement, but professional indemnity insurance covers the costs, ensuring the architectural practice is protected.

Stolen computer equipment

Valuable computer equipment used for drawing architectural plans and designs has been stolen from an architect’s practice office. Work on all projects has to stop, resulting in lost time and income. Office insurance from Hiscox covers the cost of replacing the equipment, ensuring the business can purchase new computers and return to work.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your architectural and building design business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for architects and architectural professionals

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These are just some of the types of business insurance for architects that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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