Business insurance for Electricians

As an electrician, insurance can mean the difference between your business surviving or not. Planning for the future in a volatile industry is hard at the best of times, so it’s important to have protection in place for the occasions when something unexpected comes along.

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Insuring your electrician business

From major construction projects to a late-night domestic call-out, an electrician’s job is varied. Your skills and experience are crucial, but sometimes things break, mistakes are made, or one of your customers is unsatisfied with the job. For electrical contractors, insurance matters because it means you’re covered when things don’t go to plan, for all sorts of reasons.

Why you need business insurance in electrical contracting

Illness and injury

Working on a construction site can be dangerous – you, your employees, someone on site or even a member of the public could be injured, whether you’re at fault or not. Injuries can be serious, sometimes life-changing. At the very least they cost you time, money and possibly your reputation. We’ll cover you for expenses and legal claims and we’ll help you retrain if the worst happens and you need to change career.

Unhappy clients

Disputes about project outcomes and deliverables seem almost inevitable. It could be that a key deadline is missed, or additional costly modifications are required. Maybe a client just changes their mind on a key detail. Whether the dispute is your fault or not, if a client brings a claim against your business, having a professional insurance policy in place will defend and protect you.

Equipment problems

If a key piece of equipment malfunctions or breaks, work stops until a repair or replacement is sourced. You then have to deal with shifting project deadlines and angry clients. Having insurance in place to protect your tools and other equipment means we’ll cover the costs of repairs or replacements to get you back on track as quickly as possible.

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If you’re not sure what you need, tell us a little more about your electrician services business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for the electrical installation services industry

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These are just some of the types of business insurance for electricians that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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