Business insurance for Design and construction


Business insurance provides peace of mind when things don’t go to plan. In construction, insurance protects against all kinds of risks – unhappy customers, legal disputes with a contractor or an accident at work. They can all be stressful, expensive and time-consuming setbacks, so Hiscox insurance for design and construction professionals gives you the reassurance that you’re covered when the unexpected happens.

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Insuring your design and construction business


If you work in the demanding field of design and construction, insurance is essential to make sure you’re covered for the unexpected. Planning and coordination are critical, but you can still be taken by surprise, whether it’s contractual disputes with suppliers, legal disagreements with clients or accidents at work. Having the right business insurance means you can focus on your day-to-day business.

Why you need business insurance in the design and construction industry


Injured during a site visit

A fall while visiting a construction site results in a fractured leg for a project director. Specialist surgery means several weeks off work, leaving the business without a key member of the team. Personal accident cover as part of business insurance for design and construction professionals will provide a weekly pay-out to help with expenses so you can focus on getting better.

Delays cause a compensation claim

A design issue on plans for a new house means revisions to groundworks, delaying the project by months. The client blames negligence in drawing up the plans and feasibility studies and claims compensation for the delays. Hiscox professional indemnity cover as part of business insurance is there to handle the legal costs and settlement of the claim.

Damaged laptop delays project

A laptop containing critical project data is damaged after coffee was spilled on it. While the data can be recovered it’s still an unhelpful and time-consuming problem. Office insurance covers the cost of a new laptop and the recovery of the data, keeping delays to a minimum.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your design and construction business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for the design and construction industry


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These are just some of the types of business insurance for design and construction firms that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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