Business Insurance for Architects
As an Architectural professional, your clients look to your wealth of creativity and expertise to help them turn their ideas into something real. Reputation takes a lifetime to build and only moments to lose, which is why it’s vital you’re protected should anything go wrong. Although we all do our best to carry out our work error-free, accidents and mistakes do happen, which can leave any business without critical equipment, vulnerable to online attack, or exposed to claims of negligence, injury or property damage.
As a specialist business insurer, you can also trust us to protect you against many of the risks faced by small businesses. Choose the products that are right for your business and create one single and comprehensive insurance package, tailored to you.
Architects Professional Indemnity Insurance
As a trained architectural professional, your confidence in your work is borne of years of study and experience, but any business providing a professional service is vulnerable to claims of negligence. Hiscox PI protects businesses against the cost of settling or defending a client’s claim that there is a problem with your work.
Our comprehensive policy includes cover for:
- Negligence or breach of a duty of care - delaying a project through negligence, allegations of negligent design or giving incorrect advice.
- Negligent Misstatement - Where it is alleged that certifications, warranties or approvals have been given without prior inspection, or that contravene a duty of care.
- Infringement of intellectual property rights – for example allegations that a copyrighted design has been used without the owner’s permission, or using content from a website or publication without permission.
More about Hiscox Professional Indemnity Insurance for Architects
Public Liability Insurance For Architects
When considering what insurance for your architectual business should include, it’s worth giving some thought to the risks your company is exposed to. If you visit clients at their premises or have clients or members of the public visiting yours, you could be held responsible for loss or damage that occurs.
Hiscox public liability insurance for architects is designed to cover the cost of settling or defending a claim from a client or member of the public that they’ve suffered bodily injury or property damage as a result of your business. This could be something as simple as damaging a client’s high-spec laptop by spilling a drink while working at their office. If you don’t have the right cover in place it could end up being a very costly accident.
More about Hiscox Public Liability Insurance
It’s a legal requirement for most businesses with employees to have a minimum level of employers’ liability insurance in place. It’s designed to protect your business against the cost of settling or defending claims from an employee that they’ve suffered injury or disease because of the work they do for you. This could be an injury to a part-time worker caused by tripping over a loose bit of carpet, or long term conditions caused by office furnishings or equipment.
More about Hiscox Employers Liability Insurance
Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
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Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your owned or rented business equipment if it is accidentally damaged, lost or stolen. You can also add portable equipment to your policy such as laptops, phones, surveying equipment and 3D Scanners.
More about Hiscox Office Insurance
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Personal accident insurance
What would happen to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox Personal Accident Insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
More about Hiscox Personal Accident Insurance
Tailor your business insurance quote
- 0% interest on Direct Debits
- Immediate coverage and documentation
- No admin fees if you amend your policy
Need more help? Speak to our UK-based experts. Call us on 0800 2800 351
Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts
What is your profession?
Find out more about the range of insurance covers we offer to specific industries and professions in the list below: