Business insurance for engineers

As an engineer, you pride yourself on attention to detail. Even so, problems could arise from a design error, a misunderstanding of the customer brief or even a simple design misinterpretation. Slip-ups can create expense and embarrassment for your firm, especially if they happen on your client’s time. Commercial relationships are integral, so if a customer claims you've made an engineering mistake, our professional indemnity insurance could cover the cost of putting it right and help you to fund a legal defence.

You always take steps to ensure the correct health and safety training is given. Despite your best efforts, a new engineering apprentice slips through the net. The individual sustains a back injury while unloading the parts for a new heating system. The injury requires rest and physiotherapy, so the employee is out of action for several weeks – and the injured person makes a complaint due to their lack of heavy lifting training. Our employers’ liability insurance could help an engineering company to pay compensation and legal fees if a claim is levelled by an employee.

A major theatre has commissioned your acoustic engineering business to soundproof its studios and assist in an upper floor renovation. A few vibration surveys later, you suggest the desired effect requires ground floor work, too – but the client asks you to push ahead with plan A. After completion, the theatre bosses claim your work was substandard and bring a claim against your firm. Whoever is at fault, client disagreements can create steep legal costs – fortunately, our engineers’ insurance can be tailored to cover compensation and fees.