Terms and condition for use of the personality assessment application 14 August 2013

These terms should be used in addition to the main terms that relate to the Hiscox.co.uk website which can be found at https://www.hiscox.co.uk/terms-and-conditions/.

These terms and conditions relate to your use of the Hiscox personality calculator (the 'application') and are in addition to the general terms and conditions for the website found here: https://www.hiscox.co.uk/terms-and-conditions/.

By accessing the application you will be deemed to have accepted these terms and conditions in full. Please take time to review these terms and conditions carefully.

Intellectual property
You may print, reproduce, copy, distribute, store or in any other fashion re-use content (where 'content' means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of the application) but specifically you agree that you will not for any purpose systematically copy content from the application with a view to creating or compiling any form of comprehensive collection, compilation, directory or database unless given express written permissions to do so by Hiscox.

Disclaimer
Our application is provided, without charge, on an 'as is' and on an 'as available' basis. Hiscox gives no warranty of any kind that the application will be uninterrupted, free of defects and / or faults.

To the maximum extent permitted by the law Hiscox provides no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. Hiscox accepts no liability for any damages whatsoever (including, without limitation, incidental and consequentual damages, lost profits, or damages resulting from the use or inability to use the application or the content) resulting from the use, or non-availability of the application. You expressly agree that your use of the Applications is at your own risk.

Indemnity
You agree to defend, indemnify and hold Hiscox, its officers, directors, employees, agents, licensors and suppliers, harmless from and against any claims, actions and demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the content of the applications in a manner that violates or is alleged to violate these terms and conditions.

Access outside England
If you access the applications from outside the UK, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. Recognising the global nature of the Internet you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside.

Changes to terms and conditions and disclaimer Hiscox may change the Application, these terms and conditions and disclaimer set out above from time to time. By continuing to use the Application you accept the current terms and conditions disclaimer. You should check these each time you revisit the site.