Protect your home with Home Insurance from Hiscox

Hiscox have a long and proud history of home insurance expertise. We’ve been providing home insurance policies to high net worth individuals for decades, in fact, Hiscox currently provide buildings and contents cover for over 60,000 homes across the UK.

Whether you’re seeking a separate contents-only policy or a comprehensive home insurance package, we can provide a highly tailored policy to suit your needs.

Why choose Hiscox Home Insurance?

Here are some of the key reasons why our buildings and contents insurance continues to be an award-winning service:

Existing customer? We're here to help

Telephone enquiry number
Call on 0800 247 1902
Telephone enquiry hours
Mon - Fri, 9am - 5pm, excluding bank holidays. Calls are free from a landline

Introducing LeakBot

Free Leakbot (worth £149) for all buildings insurance customers

Damage caused by water leaks is one of the worst things to happen to your home. That’s why we are now offering all of our buildings insurance customers a free LeakBot and one engineer visit per year. LeakBot is a smart water leak detection device that alerts you to hidden water leaks early so that you can deal with them before they become a serious problem.

Check your eligibility

  • Worldwide cover for up 60 days as standard
  • Dedicated claims handler assigned to all home insurance claims as standard
  • Award-winning claims service

Our online eligibility checker will see if this cover is right for you.

Exploding glass

Buildings cover

Buildings cover, as part of a Hiscox Buildings and Contents Insurance policy, protects the main structure of your home against loss or damage from risks such as fire, flood or subsidence.


Cover your contents

Protects your possessions both in the home and whilst temporarily away from the home.

Compare our award-winning cover

For the past fourteen years running, Defaqto have given Hiscox home insurance 5 stars. Defaqto is an independent financial information and technology business, who rate products from 1 to 5 depending on the level of quality and comprehensiveness of the features and benefits it offers.

Why not take a look yourself? Compare us against your current buildings and contents insurance to find out what makes our policies stand out.

Comprehensive cover for your home

Our extensive cover is designed to meet the needs of you and your home. We provide comprehensive cover for buildings and contents insurance that includes cover for high-value items such as jewellery, art and collections as part of your policy. We also provide cover for second homes, Grade II listed properties and during building projects.

We'll help you select the policy that suits you and your home.

Unlimited home insurance

We know that estimating the total value of your home or possessions accurately can be difficult. To help minimise the risk that you are underinsured, we may provide unlimited cover depending on your circumstances. Find out more about our unlimited home insurance cover.

Hiscox UK

Rated 4.7 out of 5 for satisfied customer service

670 reviews

Check your eligibility

Call us to get a personalised quote

  • Award-winning claims service
  • Accidental damage for your buildings and contents included as standard
  • Dedicated claims handler is assigned to all claims

Speak directly to our insurance experts 0800 247 1902

Mon - Fri, 9:00am to 5:00pm

Other home products and cover

Every home is as unique as its owner. We offer a range of products to tailor cover to your individual needs and circumstances.

By adding optional home emergency cover to your policy, you'll get swift assistance from our approved contractors for things like blocked drains, failed heating systems, interrupted gas or electricity supply and lost house keys.

When added to your home insurance policy, legal expenses cover can protect you against the cost of legal action in situations ranging from injuries to employment disputes.

Unlike many insurers we can provide specialist listed building insurance.

We can provide insurance for your second home if your main home is insured with us, giving you just one document to file and one premium to pay. 

If you insure your main home with us we can also cover your holiday home with the same contents and buildings cover, and to make things even easier, both properties will be on the same policy.

Existing customers

If you already have a policy with us and need to get in touch, our home insurance specialists are here to help.

Make a claim

When things go wrong, we’re the experts in putting it right. Need to make a claim?

Our claims promise

Our UK-based claims handlers are here to act swiftly and in your best interests. Find out more about our superior claims service.