Insuring your beautician business
No matter how professional you are, it’s a hands-on workplace and there’s always a risk that a client could claim they suffered an injury, illness or reaction as a result of something you or an employee did. Mistakes, accidents, bad advice – they can all cause lasting problems that threaten your business. At Hiscox we can tailor an insurance package to protect beauty therapists and their customers.
Why you need business insurance in beauty services
Illness and injury
A trip to the beautician is meant to be relaxing – but what if a customer injures themselves in a fall at your salon? Or they have an adverse reaction to one of the cosmetic procedures? Injuries are upsetting and stressful, but they can also cost you time, money and possibly your reputation.
Despite your best efforts, sometimes clients aren’t happy with your service. A haircut they grow to hate, or a filler or botox treatment that doesn’t go according to plan. No matter who’s at fault, if a client brings a claim against your beauty salon, insurance that defends and protects you is important.
Problems with premises or equipment
If there’s a serious problem at your salon all treatments must stop until it’s up and running again. You may have to cancel appointments, disappoint clients and miss out on earnings. Business interruption insurance can help you to work around problems with your premises like fires, floods and theft and we can insure your mobile beautician equipment too, so you can get back to business quickly.
If you’re not sure what you need, tell us a little more about your business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for beauty therapists
These are just some of the types of business insurance for beauticians that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote