Tailored cover as standard
For independent handymen and for professionals employeed to carry out domestic repairs and renovations work, Hiscox offer handyman insurance. We enable UK businesses to build an insurnace package which best matches the needs of their work, offering the best protetion against the risks of the trade.
Why choose Handyman Business Insurance from Hiscox?
There is no such thing as a typical working day for a handyman; projects and activities can change significantly from one day to the next. This means the range of risks you are exposed to on a regular basis is also broad and varied. So, whether it's changing a lock, painting a wall, or fixing a tap, you need to know you're covered
Handyman insurance from Hiscox is designed to do just that. Find tailored policies which take into account the risks that come with working in a client’s home, as well as a fast and fair claims service to minimise any interruption to your operations.
Handyman Public Liability Insurance
Spending much of each working day in domestic and private property is part and parcel of the handyman profession. Should an accident happen in and a member of the public is injured, or their property is damaged as a result of your work – you need public liability insurance to cover the costs of any claims.
- Through our handyman public liability insurance we cover claims for:
- Damange to property caused directly by your work, or by the products you install
- Injury to a member of the public caused directly by your work, or by the products you install
- Financial loss by any third party as a result of your work, including defective workmanship
- Failure to secure clients’ premises, loss of their keys or unauthorised use of their phones
If you receive a claim for financial loss as a result of your construction or maintenance work, Hiscox will also pay any compensation to the injured party on your behalf as well as the costs of defending the claim against you.
Find our more about Hiscox Public Liability Insurance
Handyman Employers Liability Insurance
If you have employees, it is a legal requirement for most businesses that you hold employers' liability cover. This covers the costs of defending you and paying compensation for claims made by any employee for injury or disease because of the work they do for you. It covers:
- permanent employees
- temporary staff
- apprentices and volunteers
- anyone completing work experience
Find out more about Employers' liability insurance
Tailor your business insurance quote
- Award-winning claims service
- Immediate coverage and documentation
- No admin fees if you amend your policy
Need more help? Speak to our UK-based experts. Call us on 0800 2800 351
Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts
Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add specialist covers to your policy, such as portable equipment (e.g. laptops and phones), which protects your equipment when you are out and about.
More about Hiscox Office Insurance
Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
More about Hiscox Cyber and Data Risks Insurance
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Presonal Accident Insurance
Personal accident insurance What would happen to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox Personal Accident Insurance can help professional Handymen protect against the financial impact of this by providing your business with a lump sum or weekly amount.
More about Hiscox Personal Accident Insurance
What is your profession?
Find out more about the range of insurance covers we offer to specific industries and professions in the list below: