Business insurance for Cleaners

Whether you work as a cleaner on your own, with a few colleagues or you employ hundreds of people, it’s important to protect yourself against a range of risks. To make sure you’re covered against accidents, injuries, breakages or having your own equipment stolen, as a professional cleaner, insurance that’s designed for your industry and tailored to the needs of your own business is essential.

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Insuring your cleaning business

As a professional cleaner you’re in a position of trust with your clients. You take pride in what you do and you respect their property and privacy. But you can’t think of everything, and challenges do come up. Things get broken, people have accidents and clients may not always be satisfied with you work. Hiscox protects you with a tailored insurance policy that covers legal liability claims and the other risks you face as a cleaner.

Why you need to insure your cleaning business

Dissatisfied clients

As a professional you’ll take the time to understand and agree exactly what your clients expect of you, but that doesn’t mean you won’t run intro trouble. You have your own exacting standards, but there’s always the chance that a client won’t be satisfied with your work. They might discuss it with you directly first, but if they decide to take action against you, it’s important to be protected.

Damaged property

It doesn’t matter whether you’re a domestic cleaner or you work in offices, you know the importance of handling other people’s property with care. Still, accidents happen and whether a high-spec TV topples off its stand while you’re dusting or one of your new employees spills a drink over an office printer, we’ll cover the compensation costs you need to pay.

Accidents and injury

A client could return home early and slip on a wet floor, or trip over the cable of your vacuum cleaner. You may not think you’re liable as the accident took place in their home, but any injury caused by your professional services could lead to a public liability claim. Taking out the right insurance means we’ll be there to help with costs, you’ll only have to pay the excess.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your cleaning business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for the cleaning industry

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These are just some of the types of insurance for cleaning businesses that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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