Business insurance for Builders

For builders, insurance is an essential part of running a business. Whether you’re working full time or you’re self-employed, you’ll need the reassurance of knowing you’re covered by comprehensive insurance. Taking out insurance for builders with public liability cover means you’re protected – whether it’s against third party property damage or bodily injury.

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Why insurance for builders matters

Insurance for builders equips you to deal with the liability risks associated with your line of work. The job is physical, which means there’s always the possibility of accident or injury – to you, your employees, your clients and members of the public. A good business insurance package with public liability insurance built in helps to protect your finances if an accident should happen, so you can stay focused on the job.

Why builders need business insurance

Accidents on the job

The building trade can be dangerous, even when all the proper health and safety procedures are followed. From faulty electrics to falling masonry, the risks are as varied as the work – and they can all lead to liability claims if someone gets hurt or their property is damaged. If a claim should be made against you, public liability insurance for builders will cover the legal and compensation costs of defending the claim.

Cyber risks

Even when you’re a team of one, you probably use a computer or mobile device as part of your work. Maybe it’s email correspondence with customers or a portal you use to see kitchen and bathroom designs – either way, the building trade is going digital. Hackers target all kinds of accounts and software, so it pays to protect your digital tools by selecting cyber and data cover for your builders’ insurance package.

Technical problems

Working with expensive equipment is a part of everyday life for builders. Insurance for builders is designed to protect you with a policy in place, you’ll be able to carry on quickly with minimal disruption if your tools are broken or stolen. Insure the tools of your trade and you’ll stick to schedule, keeping the customer happy while replacements or repairs are sourced.

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If you’re not sure what you need, tell us a little more about your building business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for the building industry

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These are just some of the types of business insurance for builders that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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