Insuring your carpet cleaning business
Taking pride in spotless carpets, rugs and upholstery goes with the job. But while you’re concentrating on that, what if you accidentally damage something else? It may not be your fault at all, but if someone makes a claim that you or an employee is responsible, or that they've become ill or injured as a result of your services, you’ll need to defend yourself. Business insurance for carpet cleaners from Hiscox ensures you’re covered with a tailored policy for all eventualities, so you can focus on running your business.
Why you need business insurance for carpet cleaners
Injury at a client’s office
Working in a busy office you’ve moved several rugs to clean them. You’ve been careful to replace them, but an office employee trips over one, injuring his arm. He needs medical treatment and takes time off work, so he files a claim that you’re at fault for his injury. Public liability insurance from Hiscox ensures you're covered against defending the case with legal costs and any potential settlement.
Problems with chemicals
Your business involves specialist equipment, but it also uses cleaning chemicals that can be hazardous if they’re not handled correctly. If an employee spills something and it leads to a health problem they might blame you. Even if the spillage was a complete accident or down to their inexperience, they may claim they weren’t given enough training, which means you could face legal action. We'll be there to help with the costs of defending yourself so you can get on with the job in hand.
Your carpet washer falls from the back of your vehicle and is damaged beyond repair. It’s critical for your work and you can’t earn money without it. Portable equipment insurance ensures the cost of replacing the device is covered, so you can get back to work with minimum disruption. It’s part of your tailored business insurance policy for carpet cleaners from Hiscox.
If you’re not sure what you need, tell us a little more about your carpet cleaning business. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Key types of insurance for carpet cleaners
These are just some of the types of business insurance for carpet cleaning firms that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.Get your quote