Business insurance for Plasterers

From day-to-day projects, skimming a bathroom or patching up a hallway, to major contracts and planning for the future, running your own business takes up most of your time and attention. As professional plasterers, insurance is a key concern for tradespeople like you – it gives you peace of mind that you, your employees, your equipment and the public are protected, so you can concentrate on building your reputation and your business.

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Insuring your plastering business

Plastering is a physically demanding role that takes hard work, organisation and a lot of skill. You take pride in your work, but sometimes things slip – whether it’s a deadline or a member of the public, and either of those can be damaging for your bottom line. Putting business insurance in place means you’re covered when things don’t go to plan and at Hiscox we can tailor your insurance package to your trade and to your plastering company.

Why you need business insurance in plastering

Keeping people safe

Plastering is demanding, but it’s not just about smoothing walls – another contractor on site or even a member of the public could be injured, whether your business is at fault or not. If a third party is injured, they may bring a claim against you, costing time, money and possibly your reputation. We can cover you for expenses and legal claims, so you can get on with the day to day.

Employee illness

It’s not just members of the public you need to worry about. Your employees can also be injured on site or develop an occupational illness. These injuries are upsetting, stressful and could leave someone unable to work or earn. Even if you operate alone, a friend helping out in a busy period could still mean you’re held to account for any injuries. We can cover you for expenses, legal claims, loss of earnings, and even the cost of retraining in the event of permanent disability.

Protecting your equipment

Plastering is a skilled trade that relies more on your own ability than on high technology, but you still use specialist equipment that isn't cheap and isn’t always easy to replace. If you don't have access to the tools you need, work stops and that means deadlines are pushed back. You risk losing time and money while dealing with angry clients and the delays are even more stressful if you’re dealing with theft. Having business insurance in place means we’ll cover the costs of repairs or replacements and get you back on track.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for plasterers

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These are just some of the types of business insurance for plasterers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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