Hiscox explains: Public liability insurance

Last updated: .
Authored by Hiscox Experts.
1 min read
Read the Hiscox explanation for public liability insurance

So, do you need public liability insurance if you’re not a liability?

Let’s put it this way, it’s not about covering accidents you have, but covering accidents caused by your business to customers or the public.

Maybe it’s something small like one of your team dropping coffee on your client’s laptop, or maybe it’s something much larger. 

Maybe a customer or member of the public gets hurt. 

Whether your business is accused of accidental damage or causing injury, public liability cover protects you against the drama that court fees and compensation bring. 

And that explains… public liability insurance.

At Hiscox, we want to help your small business thrive. Our blog has many articles you may find relevant and useful as your business grows. But these articles aren’t professional advice. So, to find out more on a subject we cover here, please seek professional assistance.

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Hiscox Experts

The Hiscox Experts are leaders valued for their experience within the insurance industry. Their specialisms include areas such as professional indemnity and public liability, across industries including media, technology, and broader professional services. All content authored by the Hiscox Experts is in line with our editorial guidelines.