Hiscox explains: Public liability insurance

October 7th, 2020 .
Authored by Hiscox Experts .
1 min read
Read the Hiscox explanation for public liability insurance

So, do you need public liability insurance if you’re not a liability?

Let’s put it this way, it’s not about covering accidents you have, but covering accidents caused by your business to customers or the public.

Maybe it’s something small like one of your team dropping coffee on your client’s laptop, or maybe it’s something much larger. 

Maybe a customer or member of the public gets hurt. 

Whether your business is accused of accidental damage or causing injury, public liability cover protects you against the drama that court fees and compensation bring. 

And that explains… public liability insurance.

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Hiscox Experts

Hiscox insures over 400,000 UK businesses (based on the number of policies sold in 2021), has a Defaqto five-star rating and is the proud winner of the Feefo Platinum Service award (2020-2022), rated by real customers.