Business insurance for Gardeners and landscapers

Working with clients on their dream projects is one of the best parts of the job, but as a landscape gardener, insurance protects you when things don’t go to plan, or there’s a disagreement about the services you provide. An unhappy client, damage to property or an injury could be detrimental to your reputation and business. Business insurance for gardeners and landscapers provides peace of mind for you and your clients.

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Insurance for landscape gardeners

No two jobs are the same for a landscape gardener – from small residential gardens to large-scale commercial landscaping, insurance helps to take away the stress when the unexpected happens. Mistakes come up, clients change their minds and there’s always the risks of damaged property or an injury that stops you from working. Business insurance for landscape gardeners can help you to get on with your work, knowing you’re covered.

Why you need business insurance as a landscape gardener

A falling branch

If you’re working on a residential street and an employee cuts a branch that falls and hits you, it could mean a stay in hospital and the need to stop work for a while, with the lost earnings that entails. Personal accident cover from Hiscox provides you with a lump sum to ensure you can pay the bills and keep the business running.

A neighbour’s property is damaged

While undertaking weed control one of your employees sprays chemicals onto a neighbouring piece of land, damaging plants and grass. Holding you responsible, you’re now facing a legal claim for damages and costs. Public liability insurance for gardeners covers the legal costs and a settlement.

Laser measurement break-down

Ensuring your landscaping work is accurate is important to you. When your laser measuring device is accidentally broken you need it replaced quickly. Portable accident equipment insurance avoids a costly bill and lost work time. Business insurance for landscape gardeners ensures you’re covered at all times.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your landscape gardening business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for landscape gardeners

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These are just some of the types of business insurance for landscape gardeners that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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