Business insurance for Beauty therapists

As long as you hold the qualifications and accreditations that are required to carry out your treatments, Hiscox beauty insurance will usually be available to your therapy business.

You won’t need to produce your qualifications at the time of buying, but it might be important to note that you will likely be asked to prove you’re a qualified practitioner if you need to make a claim.

Qualifications accredited by professional bodies include Associated Beauty Therapists (ABT), the British Association of Beauty Therapy & Cosmetology (BABTAC) and the Hairdressing and Beauty Industry Authority (external link) (HABIA).

Portable equipment cover can help with repairs or replacements of your mobile therapist kit, from your treatment bed to the laptop your booking system operates from.

Being on the go means you’ll interact with many people, including clients as you provide beauty services in their homes. Adding a professional, treatment and public liability policy can help mitigate the impact of accidents and protect against the hands-on nature of your work as a beauty therapist.

Self-employed beauticians may find personal accident cover reassuring too since this can help protect your livelihood if you’re in an accident and unable to work as a result.

Learn more about types of business insurance and how they work.

When building your beauty insurance with Hiscox, it’s important to declare each treatment you offer in your salon, or as a mobile therapist, so we can review your policy.

You may discover you offer some beauty and wellness treatments we don’t insure, but by declaring everything we can ensure we get things right. If you are unsure what to declare, contact us.

However, all treatments we insure will be covered by a single policy. So whether you offer threading or waxing, spray tans, facials or makeup services, we’ll work with you to tailor a policy that fits your business.