Business insurance for Nail technicians

As a nail technician, insurance means peace of mind for you and your clients. It’s a creative, rewarding profession but having comprehensive business insurance in place means you’re covered for the unexpected, so you can get on with what you do best.

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Getting insurance as a nail technician

Whether you’re a mobile nail technician, you run your own beauty salon, or you work from home, you spend your day working with people. That may be the best part of the job, but you could have to deal with a client who suffers a reaction, trips over a cable or is just unhappy with the final result. With business insurance for nail technicians from Hiscox you’ll be covered for those unexpected times, including tailored cover for public liability and professional treatment liability, protecting you against the cost of defending or settling a claim.

Why you need business insurance for nail technicians

A reaction to a nail product

Imagine a client becomes ill soon after a nail treatment, she has to spend a day in hospital and is off sick from work. Blaming a reaction to a product applied during her manicure she takes legal action for her injury and loss of income. Medical malpractice insurance covers the cost of defending and settling the claim.

An unhappy client

A bride trips and falls over a tangled cable at a nail technician’s home, breaking her ankle just days before her wedding. Although the wedding goes ahead, she claims the injury has ruined her big day. Public liability insurance covers the legal claim and subsequent settlement.

A damaged work laptop

A laptop used for appointments and processing payments for treatments is damaged or stolen, which means you’re unable to access appointments or invoice your customers. Portable equipment insurance covers the cost of replacing the laptop as well as a range of portable devices, from computers to mobile phones, which means you can get back in business quickly.

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If you’re not sure what you need, tell us a little more about your what you do. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for nail technicians

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These are just some of the types of business insurance for nail technicians that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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