Why do hairdressers need insurance?
What cover is available for hairdressers?
Professional treatment liability insurance and public liability insurance can be helpful for hairdressers. So, we have combined them into one product – professional, treatment and public liability insurance.
Though we talk about them separately below, professional, treatment and public liability insurance is a combined cover with one combined limit. You can get public liability cover as a hairdresser by purchasing this combined cover.
You can contact us by phone or email to discuss which insurance products might work for you.
There are a number of policies to consider when building a policy for hairdressers, including personal accident insurance, employers’ liability and a cyber and data policy.
If you run a salon, you might add business contents insurance to protect what's inside.
If you’re not sure what you need, tell us a little more about your hairdressing business. We’ll help you to build your quote and explore any other insurance needs.
Build my coverInsurance for hairdressers: FAQs
Do mobile hairdressers need insurance?
Scissors, towels, combs, shampoos and toners aren’t the only things to consider purchasing when you launch a mobile hair business – in fact, hairdressing insurance might be one of the most important items.
Going it alone may bring freedom, but when equipment breaks down and accidents happen, as the boss you could be held liable. That’s why having a comprehensive insurance package combining different cover types could prove useful to a self-employed stylist. Your cover might include policies such as professional, treatment and public liability insurance, personal accident cover and portable equipment insurance.
Is there a difference between a hair stylist and a hairdresser?
The only real difference between a hairdresser and hair stylist is the name – they’re essentially synonyms of the same job title. However, roles and responsibilities may differ from salon to salon.
Being able to get business cover with Hiscox isn’t dependent on whether your job title is stylist or hairdresser.
Can a customer make a claim if they don’t like their haircut?
Simply disliking a haircut doesn’t usually make for grounds to claim compensation. However, if a customer has experienced illness or injury as a result of their appointment with you, such as a burn from a product or a cut from your scissors, they can claim against you.
There are ways to assist your client and manage the situation if they aren’t happy with their cut, however.
These are just some of the types of business insurance for hairdressers and barbers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.
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