Why do tutors and private teachers need insurance?
What insurance is available for tutors and teachers?
Insurance options for teachers and tutors also include employers’ liability insurance, which is typically required by law (external link) if you employ anyone but yourself. Portable equipment insurance and cyber insurance are also common.
If you’re not sure what you need, tell us a little more about what you do. We’ll help you to build your quote and explore any other insurance needs.
Build my coverInsurance for tutors and private teachers: FAQs
What insurance do I need as a teacher?
Employers’ liability insurance is the only insurance teachers will need according to law if they employ others – you can find out more on the government website (external link).
Regarding other policies, this will depend on how and where you work. For example, professional indemnity insurance may be helpful to cover you for any claims you’ve made a mistake in your teaching, or offered poor advice. Other policies, such as public liability insurance, may also be relevant to your work.
Do I need insurance for teaching online?
Insurance needs are similar for online and in-person teaching. This is because the risks when you work from home are often similar to those you’d have working from other premises.
For example, your clients can take you to court alleging poor services, whether you teach from a laptop or in a community centre. You might also consider public liability or legal protection insurance. However, if you work from home, office and contents cover may be appropriate.
Do teachers need public liability insurance?
As a teacher or tutor, you may feel it would be a good idea to have public liability insurance in place. Anyone who may work with members of the public, or people outside their business, may find it can help counter risks and cover any legal costs and claims. What’s more, some organisations, such as councils, may require you to have this in place.
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