Business insurance for Tutors and private teachers


For teachers, insurance is a vital source of protection in a profession that sees you working closely with people every day, giving advice and guidance as part of your job. Business insurance for teachers and tutors protects you against the risks you face in your profession and gives you the peace of mind to focus on your day-to-day work.

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Insurance as a tutor or private teacher


As a tutor you aim to provide the best education and experience for your clients. But what happens if they take issue with your style or content, or they blame failures in their own business on your advice? If a school, education authority, student or parent claims there’s a problem with your work, such as failing to cover a syllabus correctly, defending yourself could be expensive and time consuming. Having the right teachers’ insurance in place makes sure you’re covered.

Why you need business insurance for tutors and private teachers


Injured and unable to work

A cycling accident on the way to a school results in a swimming teacher suffering a serious injury. It means she’ll be hospitalised for a number of weeks. As she can’t work for a while, personal accident cover with her teachers insurance ensures a weekly pay-out to help cover rent, bills and other costs.

Parents claim negligence

Failure to achieve a top grade in an A-level exam leads to a student’s parents claiming the private teacher missed parts of the syllabus. A legal defence is required and clears the teacher of negligence. The defence costs are covered by the professional indemnity insurance for the self-employed teacher.

Held liable for a student’s accident

A student trips over music equipment on the floor, breaking her arm. The equipment belongs to her private dance teacher and the student’s parents believe the teacher was negligent. A legal claim is covered by the teacher’s public liability insurance, helping to cover the legal costs of a settlement.

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Key types of insurance for tutors and private teachers


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These are just some of the types of business insurance for tutors and private teachers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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