Business insurance for Life coaches


Your business is all about helping people and you pride yourself on giving invaluable guidance to your clients. But as a life coach, insurance is important too, because like any self-employed professional, there are certain risks you need to protect yourself against. Taking out business insurance means you can work with the peace of mind of knowing you’re covered if anything goes wrong.

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Insuring your life coaching business


As a life coach, your clients come to you for your specialist knowledge. But no matter how diligent you are, mistakes can happen and there’s always a chance someone could be dissatisfied with your advice. You need to know you’re covered if they take legal action against you or one of your employees. It’s also important to think about client safety and the security of the data they trust you with. Hiscox can tailor you an insurance package that covers legal liability claims as well as accidents, injuries and data breaches.

Why life coaches need business insurance


Unhappy clients

From career advice to CBT and coping techniques, your clients make decisions based on your professional advice. It’s a big responsibility but it’s also subjective – if someone fails an exam it might be because you missed part of the syllabus, but they might just as easily decide your technique is to blame, even if you met all your responsibilities. If this happens, Hiscox professional indemnity insurance for life coaches has got you covered.

Illness and injury

Advice leads to action and if someone blames your guidance for the outcome of events that follow, losing their job, making an expensive and poor decisions or dealing with chronic stress, our insurance policies will protect you against legal liability claims. You’re covered for claims of malpractice too, in case a client feels you’ve acted unprofessionally in your role as their life coach.

Data breaches

No business is immune to the threat of cyber crime, especially if it’s dealing with sensitive and confidential data. If a criminal hacks into your online system and threatens to release information about your clients, you need to be prepared. Our cyber and data insurance will cover the cost of dealing with the attack and our expert advice will see you through it.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your life coaching business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for life coaches


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These are just some of the types of business insurance for life coaches that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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