Business insurance for Psychotherapists

If you work in psychotherapy, insurance is essential to protect you against unexpected and potentially damaging events. Your profession is all about helping others at some of the most challenging times in their lives, but it carries risks too. No matter how diligent you are, things can go wrong leading to unhappy clients and even legal action. Business insurance protects you against the risks you face, so if you make a mistake or something unexpected happens, you know you’ve got a plan of action in place.

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Insurance for psychotherapists – why it matters

Helping people with their problems can be rewarding, but you’re giving advice and guidance about sensitive aspects of people's lives. If a client feels your advice led to their condition deteriorating, or to a poor decision, they could hold you responsible. You also need to think about the data you keep about your business and your clients and what you’d do if it was compromised. Hiscox can help you to guard against the unexpected with a policy designed around the needs and risks of your business.

Why psychotherapists need insurance

Dissatisfied clients

The most experienced professionals can get things wrong sometimes, but even if you know you’re not at fault, defending a claim from a dissatisfied client will be expensive. Someone could feel the advice you gave resulted in them losing their job, or a couple you were counselling might blame you for their marriage breaking down. Whatever the nature of the claim, we’ll help you to defend or settle it.

Accidents and injury

As a self-employed professional, your business could be held responsible for accidents, and they don’t have to relate directly to treatment, a patient could simply slip in your reception area. Equally, a car accident while travelling between appointments could see you being held accountable for damage to the other party’s car. If you find yourself in a legal tight spot, we’ll be there to help cover the cost so you can get back to doing what you do best.

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If you’re not sure what you need, tell us a little more about your psychotherapy business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for psychotherapists

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These are just some of the types of business insurance for psychotherapists that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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