Business insurance for Personal trainers

Whether you work as part of an established fitness business or you’re a self-employed personal trainer, insurance makes sure that you, your reputation and your livelihood are protected. Business insurance is there to help you cover the costs when things go wrong, so you can get back to normal as quickly as possible.

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Why personal trainer insurance matters

As a personal trainer your work is all about getting people fit and healthy, but it’s a physical activity and unfortunately, accidents can happen. If someone injures themselves during a training session, they could bring a liability claim against you. You could also have an injury yourself, preventing you from working, which means losing out on earnings. Avoid taking unnecessary risks by protecting yourself with an insurance package tailored to what you do.

Why personal trainers need business insurance

Injured clients

Personal training requires meticulous attention to detail, but you can’t control everything. A client may say they’ve torn a muscle because of a stretch you told them to do, or worse, they could suffer a serious injury when a weights class goes wrong. You may not have been there at the time, but if they were training on your advice you could face a claim of negligence. We’ll help you to cover the legal and compensation costs of dealing with it.

Personal injury

You might hurt yourself during a workout, or even have an accident that isn’t related to training. Either way, being injured is a real danger to your earnings if you’re a fitness instructor or personal trainer. We’ll be there to help with expenses in this period, so you can focus on getting better without worrying about your finances.

Broken equipment

Whether you run fitness classes or one-to-one sessions, it’s likely that you use expensive workout equipment. On top of that, you probably rely on phones and computers to organise your sessions. If any of your gear breaks, you need to know you can continue to work with minimal disruption, so your insurance needs to deal with replacements and repairs.

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If you’re not sure what you need, tell us a little more about your personal training business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for personal trainers

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These are just some of the types of business insurance for personal trainers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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