Why psychotherapists need insurance
What insurance is available for psychotherapists?
Professional treatment liability insurance and public liability insurance can be helpful for psychotherapists. So, we have combined them into one product – professional, treatment and public liability insurance. Though we talk about them separately below, professional, treatment and public liability insurance is a combined cover with one combined limit. You can get public liability cover as a therapist by purchasing this combined cover. Contact us for more details about Hiscox business insurance policies.
Depending on the circumstances of your business, you may also need to consider adding other covers to your policy. There’s employers’ liability insurance if you employ others, personal accident cover to limit the financial impact of being unable to work and cyber insurance to cover the costs of a data breach or hacking.
If you’re not sure what you need, tell us a little more about your psychotherapy business. We’ll help you to build your quote and explore any other insurance needs.
Build my coverInsurance for psychotherapists: FAQs
What insurance do I need as a mobile psychotherapist?
Mobile psychotherapists may have specific insurance needs due to the nature of operating on-the-go.
If most appointments are held at private addresses, for instance, then your interactions with clients will take place in a less controlled environment than in a clinic, surgery, or hospital. This might make professional, treatment and public liability insurance beneficial.
You’ll no doubt carry some equipment along to mobile appointments, such as a laptop and perhaps books. Portable equipment insurance helps to cover the cost of repairs and replacements if business equipment is stolen, lost, or broken on the job.
How do I receive my insurance documents?
Purchase insurance online with Hiscox and you’ll receive immediate cover, bringing instant protection for practicing psychotherapy.
We’ll send your insurance documents straight away. If you opt to receive these via email, then you’ll receive confirmation and official papers within a matter of minutes.
These serve as proof of cover. They will list the types of insurance you’ve included, as well as the value of the cover you select.
Does Hiscox psychotherapy insurance cover working from home?
Yes – a range of Hiscox business insurance products cover psychotherapists who work from home.
If you’ve recently started working remotely, specialist insurance might be worth considering, since standard home insurance sometimes doesn’t offer full protection for business-owned equipment.
Other types of insurance may also become more relevant when a psychotherapist operates online, such as cyber and data cover. Find out more about the cover you may need as a home-based business insurance.
Create your own home office heaven
A well-designed home office can help with productivity, wellbeing and achieving the important work life balance. Find out more with our guide to home office heaven.
Cyber security risks for small businesses
Learn more about cyber risks that exist for small businesses, how they change and how you can put protection in place, from staff training to investing in the right technology.
How much does business insurance cost?
The cost of cover can vary depending on circumstantial factors, as well as the type and amount of cover you select. Learn more with our guide to business insurance costs.