A good reputation takes time and effort to build, and can be your greatest asset. That’s why Hiscox media professional insurance helps you to protect yours if things don’t go quite as planned. Our tailored professional indemnity policy offers cover for claims of negligence from a dissatisfied client. Although you undoubtedly strive to perform your work error-free, sometimes disgruntled customers are simply unavoidable in the marketing and media industry. And with even an unfounded claim being expensive to handle, you can work with greater peace of mind knowing you have financial backup from a good insurance plan.
You can also trust us to protect you against many of the other risks faced by small businesses. Choose the products that are right for your business and create one single and comprehensive insurance package to meet your individual needs.
Marketing and media professional indemnity insurance
You may feel confident in the quality of your work, but any business providing a professional service is vulnerable to claims of negligence. Professional indemnity insurance protects your business against the cost of settling or defending a client's claim that there is a problem with your work. This could be where a client alleges you've made a mistake when booking in an advert for them or where you have to defend a claim for copyright infringement for not having the right permissions in place.
What about social media agencies?
Social media agencies are eligible for Hiscox professional indemnity cover, as they fall under our media and marketing insurance category. You can combine PI with other insurance products that are right for your business to create one single and comprehensive package to meet your needs.
More about Hiscox marketing and media professional indemnity insurance >
If your business provides marketing and media services, public liability insurance from Hiscox can help protect you against the cost of paying or defending a claim for compensation from a member of the public for bodily injury or property damage. You might think your business has little exposure to members of the public because you just deal with other businesses, but public liability includes claims made by clients too. For example, you or an employee could be visiting a client and accidentally damage an expensive piece of their equipment. Without the right insurance in place this could be a messy and expensive problem to resolve.
More about Hiscox public liability insurance >
If you have employees then your business is probably required by law to have employers’ liability insurance in place. It’s designed to protect against the cost of paying or defending a claim for compensation from an employee for injury or disease because of the work that they do for you. This could be where a member of your staff slips or trips and injures themself in your office.
More about Hiscox employers’ liability insurance >
Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your policy such as:
- portable equipment – cover for equipment outside of the office, such as laptops and phones
- business interruption – cover for the financial losses that result from being unable to trade due to an unexpected interruption
- equipment breakdown – cover for the sudden electrical or mechanical breakdown of your office equipment.
More about Hiscox office insurance >
Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
More about Hiscox cyber and data risks insurance >
Personal accident insurance
What would happen to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
More about Hiscox personal accident insurance >