Insurance broker liability insurance
When considering what insurance for insurance brokers should include, it’s worth giving some thought to the risks your business is exposed to. If you visit clients at their premises or have clients or members of the public visiting yours, you could be held responsible for loss or damage that occurs.
Hiscox public liability insurance is designed to cover the cost of settling or defending a claim from a client or member of the public that they’ve suffered bodily injury or property damage as a result of your business. This could be something as simple as damaging a client’s high-spec laptop by spilling a drink while working at their office. If you don’t have the right cover in place it could end up being a very costly accident.
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It’s a legal requirement for most businesses with employees to have a minimum level of employers’ liability insurance in place. It’s designed to protect your business against the cost of settling or defending claims from an employee that they’ve suffered injury or disease because of the work they do for you. This could be an injury to a part-time worker caused by tripping over a loose bit of carpet, or long term conditions caused by office furnishings or equipment.
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Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your owned or rented business equipment if it is accidentally damaged, lost or stolen. You can also add portable equipment to your policy such as laptops, phones or tablets.
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Personal accident insurance
What would happen to your business if you, or a key employee, were unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
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If you’re not sure what you need, tell us a little more about what you do. We’ll help you to build your quote and explore any other insurance needs.Build my cover