Business insurance for Insurance Brokers


As an Insurance Broker, your clients look to you to guide them in their choice of covers. You specialise in providing peace of mind, and although we all do our best to carry out our work error-free, accidents and mistakes do happen. Any business can be left without critical equipment, vulnerable to online attack, or exposed to claims of negligence, injury or property damage.

As a specialist business insurer, you can trust us to protect you against many of the risks faced by small businesses. Choose the products that are right for your business and create one single and comprehensive insurance package, tailored to your requirements.

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Insurance broker liability insurance


When considering what insurance for insurance brokers should include, it’s worth giving some thought to the risks your business is exposed to. If you visit clients at their premises or have clients or members of the public visiting yours, you could be held responsible for loss or damage that occurs.

Hiscox public liability insurance is designed to cover the cost of settling or defending a claim from a client or member of the public that they’ve suffered bodily injury or property damage as a result of your business. This could be something as simple as damaging a client’s high-spec laptop by spilling a drink while working at their office. If you don’t have the right cover in place it could end up being a very costly accident.

More about Hiscox Public Liability Insurance

It’s a legal requirement for most businesses with employees to have a minimum level of employers’ liability insurance in place. It’s designed to protect your business against the cost of settling or defending claims from an employee that they’ve suffered injury or disease because of the work they do for you. This could be an injury to a part-time worker caused by tripping over a loose bit of carpet, or long term conditions caused by office furnishings or equipment.

More about Hiscox Employers Liability Insurance

 

Office insurance


Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your owned or rented business equipment if it is accidentally damaged, lost or stolen. You can also add portable equipment to your policy such as laptops, phones or tablets.

More about Hiscox Office Insurance

 

Cyber and data risks insurance


Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.

More about Hiscox Cyber and Data Risks Insurance

 

Personal accident insurance


What would happen to your business if you, or a key employee, were unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.

More about Hiscox Personal Accident Insurance

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