Hiscox insures more than 200,000 businesses and was awarded ‘Best Small Business Insurance Provider’ in the Start Your Business Awards for the last eight years in a row. We have developed a range of flexible covers so you can design a policy tailored to your business.
The products mentioned below may be suitable for professional, business and first-aid course coaches, depending on your circumstances. If you are a personal trainer or physical trainer looking for an insurance policy, we can help you to build your cover.
Professional indemnity insurance
You may feel confident in your work, but any business providing coaching or training services is vulnerable to claims of negligence. Professional indemnity insurance protects your business against the cost of settling or defending a client’s claim that there are problems with your work. It can also offer protection for claims of defamation or for copyright infringement.
Our professional indemnity insurance policy for coaching, training and education professionals is specially designed to cover a range of business activities, including training.
More about professional indemnity insurance
Public liability insurance
Despite your best intentions, accidents do happen. And if it occurs as the result of something you have done in the course of your business then a client or member of the public can claim against you for compensation. As a course coach you may work in a variety of locations, but a simple mistake such as spilling a drink on a computer could make you liable to pay damages. Hiscox public liability cover is designed to protect your business against the cost of settling or defending a claim for bodily injury or property damage from a client or member of the public.
More about Hiscox Public Liability Insurance
If you’re not sure what you need, tell us a little more about what you do. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Personal accident insurance
What would you do if you couldn’t work following an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
More about Hiscox Personal Accident Insurance
Our office contents policy protects home or office-based professionals against the cost of replacing or repairing their business equipment if it is accidentally damaged, lost or stolen. If you’re out and about a lot with your work, you could also consider adding on cover for portable equipment (e.g. laptops and phones).
More about Hiscox Office Insurance
We also offer employers’ liability insurance and cyber and data risks insurance, designed specifically for small businesses. You can add our different covers together to create one simple insurance policy for your business, and then pay by interest-free Direct Debit instalments.