Business insurance for Hairdressers and barbers


Running a hairdressing business means working with people, it’s one of the best parts of the job. But whether you work in a salon, for yourself as a self-employed hairdresser, or as a mobile hairdresser, being hands-on with members of the public also comes with risks. From misunderstandings and unhappy clients to damaged equipment, even accidents and injuries, hairdressers insurance is there to protect you when things don’t go to plan.

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Insuring your hairdressing business


Whether you own a salon, a barber shop or you work as a mobile hairdresser, you’ll be no stranger to the challenges of styling people’s hair. From indecisive customers to out-there requests, each day brings new experiences and new risks. Hiscox will put together an insurance package for you that’s tailored to the risks hairdressers and barbers face, so you know you’re protected.

Why hairdressers and barbers need business insurance


Illness and injury

An employee may forget to do a patch test for a customer, or a slip of the hand during a haircut could lead to an injury. If someone has an allergic reaction or they’re hurt as a result of your services, they might try to sue you for malpractice. Even if you don’t think you’re at fault, defending yourself will be expensive. With public liability insurance included in your hairdressers insurance policy, we’ll cover the cost of dealing with any claims.

Damaged premises

Imagine your property is damaged by a fire, or you’re affected by something completely random like a flooded high street or a vehicle collision. if your salon or barber shop suffers serious damage, the cost to your business is likely to be high. Hiscox will protect your work premises when the unexpected happens, so you can get back up and running again as quickly as possible.

Accidents at work

A customer might burn themselves on a curling iron during a home visit or an employee could slip on a wet floor in your shop. Even if you don’t feel you’re at fault, a liability claim could be brought against your business. Having the right insurance in place will make sure you’re able to defend yourself or settle the claim.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your hairdressing business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for hairdressers and barbers


Who is covered by hairdressers insurance?


Our tailorable hairdressers insurance can cover a range of different professionals in the hairdressing industry, including:

  • Hairdressing salons and beauty salons
  • Barber shops
  • Freelance, mobile and self-employed hairdressers
  • Hairstylists
  • Hair and beauty consultants

If you'd like to see all the skilled trades professions we cover, visit Hair & Beauty Insurances

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These are just some of the types of business insurance for hairdressers and barbers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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