Business insurance for Freelancers

Freelancing can be a great lifestyle, meeting with different clients, setting up in a cafe, or even working outdoors in the nice weather. But being a free agent doesn’t come without risks. If a client isn’t happy with your work or an accident puts you out of action, that dream setup can become expensive and stressful. As a freelancer, business insurance can help provide cover for when things don’t go to plan, so you can get on with what you do best.

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Insuring your freelance business

Working from home, or wherever you feel like setting up for the day, is great, but it doesn’t mean you’re exempt from the risks faced by other professionals. From a client claiming you provided bad advice, to your computer equipment being damaged, or even finding yourself needing to take time off that’s both unscheduled and unpaid. Hiscox business insurance for freelancers sees to it that nasty surprises are manageable. Ensure your venture is protected by understanding what insurance you need as a freelancer.

Why you need business insurance for freelancers

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If you’re not sure what you need, tell us a little more about your freelance business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for freelance workers

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These are just some of the types of business insurance for freelancers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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Excellent rate for this insurance. Able to get my policy documents immediately and was able to secure a contract which depended on proof of insurance.
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Sole trader vs limited company

Want to know more about different company types? Get the full lowdown as we explain the differences between sole traders and limited companies.

Starting a business – ultimate guide

If you’re only just beginning, you can find everything you need to know in our ultimate guide to starting a business. From registering your business to taking on employees. 

 

Limited companies

At Hiscox, we provide several types of business insurance suitable for limited companies. Learn more about business insurance for limited companies.