We also know that if you’re running your own small business, you need an insurer you can trust to protect you from the risks you face every day. This includes things like public and employers’ liability insurance, which covers you for claims of negligence made by the public or by employees, office insurance to protect your work equipment, and cyber risk insurance to keep you protected in the online world too. Hiscox offer award winning small business insurance, find out more about how we can support you.
Recruitment consultants professional indemnity insurance
Tailored to meet the needs of employment agencies, online consultants and head-hunters, our professional indemnity insurance policy can help protect you against the cost of settling or defending a client’s claim that there is a problem with the work you have done for them, such as failing to check a candidate’s references or making a mistake in a job advert.
Hiscox PI insurance for recruitment consultants only provides cover for your business and not the candidates you place with your clients.
Why choose Hiscox recruitment consultants PI insurance?
Our policy provides cover for:
- negligence or breach of duty of care – making a mistake in your work or giving bad advice
- infringement of intellectual property rights – for example using content from a website or publication without permission
- breach of confidence – sharing confidential or sensitive information without consent
- defamation – making false or damaging claims about a person or organisation
- civil liability – if a claim occurs because of your business activity for a client and we haven’t specifically excluded it, it’s covered
More information about Hiscox Professional Indemnity Insurance
Protect your hard-earned reputation
Hiscox Professional Indemnity Insurance for recruitment consultants includes free crisis containment cover. This provides access to specialist public relations support if a covered claim looks likely to damage the reputation of your business. So, should the worst happen, you can let the experts manage your response to events while you focus on running your business.
Your PI policy
With our professional indemnity insurance, recruitment consultants can work with the greater peace of mind that they’re protected should anything go awry. As a starting point, it’s helpful to get to grips with the PI cover we offer.
If you’re not sure what you need, tell us a little more about what you do. We’ll help you to build your quote and explore any other insurance needs.Build my cover
Public liability insurance
If you have candidates visiting your office or go out to meet clients, it’s worth considering public liability cover for your business. It protects against the cost of settling or defending a claim from a member of the public that they’ve suffered bodily injury or property damage as a result of your business. Something as simple as a candidate tripping over a stray power cable in your office could lead to a claim for compensation, which could be costly and disruptive without the right insurance in place.
Hiscox Public Liability Insurance for recruitment consultants only covers the actions of your employees and not the candidates you place with clients.
More about Hiscox Public Liability Insurance
Employers’ liability insurance
If you employ one or more members of staff, it’s probable that you’ll be legally required to have an employers’ liability insurance policy in place. This will protect your business against the cost of settling or defending an employee claim of injury or disease because of the work they do for you. Don’t forget, even an unfounded claim can be costly to deal with, so it’s sensible to consider insurance cover to avoid any financial crises.
Hiscox Employers’ Liability Insurance for recruitment consultants only covers claims from your employees and not the candidates you place with clients.
More about Hiscox Employers’ Liability Insurance
Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your recruitment agency insurance such as:
- portable equipment – cover for equipment outside of the office, such as laptops and phones
- business interruption – cover for the financial losses that result from being unable to trade due to an unexpected interruption
- equipment breakdown – cover for the sudden electrical or mechanical breakdown of your office equipment.
More about Hiscox Office Insurance
Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
More about Hiscox Cyber and Data Risks Insurance
Personal accident insurance
What happens to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
More about Hiscox Personal Accident Insurance