Business insurance for Alarm installers

As an alarm installer, you’ll spend much of your time creating a safety net for businesses and homeowners. 

In a similar way, business insurance for alarm installers, and alarm and security engineers, can provide a safety net if something goes wrong. If you’re working onsite and you damage your client’s property, public liability insurance for alarm installers could prove useful.  

At Hiscox, we can tailor cover to your needs, so you only pay for what you need.

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Why choose Hiscox for alarm installer insurance?


Award-winning customer service

We’re proud to say we’ve won the Feefo Platinum Trusted Service Award five years in a row (as of 2024) for our excellent customer service


Public liability cover from just £5.20*

Our public liability insurance provides flexible and reliable cover starting from as little as £5.20*. 

*Figures based on an average of all public liability policies sold to at least 10% of our customer base between January 2023 and January 2024


The tailored approach 

We know that no two businesses are alike, which is why we tailor our insurance to your specific requirements. You’re covered for exactly what you need. 

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Why choose Hiscox for insurance for your alarm installer business?

Someone is injured after an accident 

As you’re installing a new security system in a large office complex, a ceiling tile falls and lands on an office worker. They’re sent to the hospital to check for concussion and ultimately, must take sick leave and recuperate for a few days. 

The employee takes action against you. Public liability insurance can help to cover compensation and legal fees. 

Your apprentice falls from a ladder 

An apprentice is taking part in a system installation and is fitting an alarm to the outside of a customer’s home. The uneven surface results in a slip and they fall from the ladder and sprain their ankle. 

Your apprentice decides to take legal action. Employers’ liability insurance could cover the costs of legal fees and any potential compensation.

Your tools are missing or damaged

As an alarm installer, you work with tools day in, day out. When you return to a job after taking a lunch break you realise your tools aren’t where you left them. Whether they’ve been stolen, or you’ve misplaced them, you’re stuck. 

Taking out property away and in transit insurance in the previous months may help you to come unstuck. This insurance, also known as tool insurance, could cover missing or damaged tools on a job, so you can rest assured you’ll be back to work soon. 

Contents insurance may also step in, should tools be stolen from your business premises. Meanwhile, equipment breakdown cover can deal with sudden mechanical failures. 

What insurance is available for alarm installers?

Insurance for alarm installers and alarm and security engineers doesn’t end there. There may also be further cover types relevant to your job. For example, commercial property insurance, legal protection insurance, and cyber and data insurance

Contact us to talk through the options.

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Not sure what you need?

Wondering what might be the best package of cover for your alarm installer business? Our team can help you to build a tailored quote.

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Insurance for alarm installers: FAQs

Is any insurance required by law for an alarm installer’s business? 

If you’re an alarm installer, the law doesn’t automatically require you to have insurance to operate. However, if you have employees, you will be legally required to purchase employers’ liability insurance in most cases. Similarly, certain contracts may require you to have some form of insurance, typically public liability.

How much can I insure my alarm installation business for? 

It depends on which insurance product you’ve taken out. At Hiscox, you can get up to £5m cover with our public liability insurance for claims where a member of the public has suffered an injury or their property sustained damage through your business activities.  

Is legal protection cover for alarm installers? 

Legal protection cover can help you to cover the costs of any legal disputes that arise in relation to your business, so if you’re running an alarm installer business that could be relevant to you. It helps to cover solicitor fees, court costs and expenses. So, if you got into a legal dispute over claims you had damaged a client’s property, for example, it could prove useful.