Hiscox Business Insurance for clients of SJD

Your new business is unique so we want to help you find the right insurance to suit your needs. Whether you are a contractor or freelancer, we have developed a range of products to protect small businesses like yours from the risks you may face.

SJD clients benefit from a 15% discount on all Hiscox Business Insurance products.

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Call on 0800 2800 358 Mon - Fri, 8am to 7pm, Sat, 9am to 2pm excluding bank holidays.

15% discount for clients of SJD

Our cover is available to SJD clients with a 15% discount, prices start from just £25 a month (plus insurance premium tax), see terms and conditions below. Select the products that meet your needs and quickly get a business insurance quote with flexible cover.

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Professional indemnity insurance can protect you against the cost of settling or defending a client’s claim if there’s a problem with the work you’ve done for them.

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Public liability insurance covers the cost of settling or defending a claim for bodily injury or property damage from a client or a member of the public.

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Employers’ liability insurance protects your business against claims of bodily injury or illness from employees. It covers the legal and compensation costs for these claims, and most businesses with employees are legally required to have it.

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Call us on 0800 2800 358 (Mon - Fri 8am-7pm | Sat 9am-2pm)

Calls are free from a landline and some mobile contracts

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Personal accident insurance is designed to protect your business financially should you suffer an injury from an accident that leaves you unable to work. It can also offer protection against the same happening to a key member of staff.

You may need personal accident insurance if you:

  • are concerned about how your business would survive if a key member of staff was unable to work
  • want to take steps to protect your business income
  • need to continue to meet your business commitments should the worst happen.

Whether you work from home or a separate business premises, having the right insurance cover for your office is important. We understand that every small business is different so we offer policy options you can tailor to your own specific needs.

Our business contents insurance covers the cost of replacing or repairing your office equipment if it is accidentally damaged, lost or stolen. In addition, you can also add a range of specialist covers to your policy: portable equipment, business interruption, equipment breakdown and buildings.

Cyber and data risks insurance is designed to support and protect your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.

You may need cyber and data risks insurance cover if you:

  • hold sensitive customer data, such as names, addresses or banking information
  • are reliant on computer systems to conduct your business
  • have a website
  • are subject to a payment card industry (PCI) merchant services agreement.

Running a small business is time consuming, especially when you have to combine your day-to-day projects alongside business administration and paperwork. If you employ staff, the paperwork increases and you must also keep up to date with the legal requirements that come with being an employer.

As a Hiscox Business Insurance customer you can add-on access to employer advice from Business HR Solutions to any of our policies. Business HR Solutions are experts at delivering HR support to small businesses, providing advice and resources that help minimise the legal risk of employing people. The service is designed to keep you up-to-date and help you stay on top of changes in human resource and health and safety legislation, as well as providing templates and guidance.

As a company director, by law, you have unlimited personal liability. Directors’ and officers’ liability insurance covers the legal and compensation costs of claims made against the director, partner or officer of your business.

Commercial legal protection insurance protects your business against legal claims including tax enquiries and disputes over employment, contracts and bodily injury. It covers the cost of legal advice and defence and any compensation you may need to pay.

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Contact us

If you have any questions about Hiscox or would like to know more about the business products and services we offer in the UK, please call us on 0800 2800 358, 8am to 7pm Monday to Friday and 9am to 2pm on Saturdays.

Alternatively you can email us at [email protected]

To cancel a business insurance policy, you need to give us 30 days’ notice and pay the premium due up to the cancellation date.

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Not ready to renew?

If you're not ready to renew your business insurance you can leave your renewal date with Hiscox and we'll be in touch at a time that's right for you.

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Terms and conditions apply, for full terms see below. SJD Group Ltd is an Introducer Appointed Representative of Hiscox Underwriting Ltd who is authorised and regulated by the Financial Conduct Authority. For UK businesses only. 

The discount you can benefit from on a Hiscox Business Insurance policy is 15% and is subject to underwriting criteria and only available via the specific telephone numbers and website listed. Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. Hiscox Insurance Company Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. SJD Accountancy is a trading name of SJD Group Ltd. SJD Group Ltd is an Introducer Appointed Representative of Hiscox Underwriting Ltd which is authorised and regulated by the Financial Conduct Authority. If you do not fit Hiscox underwriting criteria for this scheme, Hiscox can refer you to a specialist broker where the preferential rate will no longer apply. For UK businesses only. Terms and conditions apply.

Where Hiscox quote that prices are available from £25 for SJD clients, this is based on £1 million professional indemnity and £1 million public liability cover for typical management consultant and IT contractor clients with up to £100,000 turnover, working in the EU, with no adverse risk features. Price excludes insurance premium tax. 

 

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