Business Insurance for Administrative Services

Employers’ liability insurance is legally required for most businesses with staff, regardless of whether they work remotely, part-time, or full-time. 

For other business insurance policies, such as professional indemnity and public liability, coverage typically extends to all work carried out by your administrative services business. This means that work carried out for you by remote and part-time workers is typically covered, but you may be required to declare your working arrangements when setting up or renewing your policy to ensure proper coverage. 

Existing customers can check their policy details for more information.

This can vary, depending on the type of insurance, the nature of the work the contractors carry out for you and whether they work under your direction, supervision or control. If any contractors carry out work for you, you should make sure that you declare the arrangement when setting up or renewing your policy to ensure coverage applies. 

Existing customers can check their policy details for a full list of inclusions, exclusions, terms and conditions.

Not all administrative service providers need formal qualifications to obtain coverage. However, some insurers may request evidence of relevant qualifications, certifications, or trade memberships when you apply for business insurance. Your insurer will use this information to assess risk and determine appropriate coverage.