Business insurance for Plasterers

Trading alone gives plasterers the freedom to take on all kinds of jobs, but it could also mean you need certain insurance products to account for the responsibility you take on. 

Public liability insurance could be important for self-employed plasterers, due to the hazards that can come with using tools near clients and passers-by. You might also have a need for tools insurance if you’d struggle to pay for repairs and replacements without it. 

Explore all the types of business insurance we offer the self-employed.

How much a plasterer can expect to pay for insurance depends on the type and amount of cover you buy. If you add several types of business insurance to your policy, then the cost may be higher. But it’s good to know that, with Hiscox, costs start at £7.85 per month*. 

Policy limits also make a difference – and the size and nature of your plastering business will shape how much cover you need. For instance, if you run a large firm that employs dozens of plasterers in multiple locations, your public liability risk profile might be higher. 

*Figures based on an average of all business insurance policies sold to at least 10% of our customer base between January 2025 and January 2026

Public liability insurance could help a plasterer if they accidentally hurt a homeowner or business customer during their work. If a ladder falls over or they drop a heavy tool, for example. It may also come into play if a dust sheet fails to protect furniture or carpets from serious harm. 

Specialise in big commercial jobs? PL cover could also deal with claims from the public that you failed to take proper care in a busy environment.