Business insurance for Caterers

Yes, tailoring cover for your catering business with Hiscox can provide insurance for your mobile bookings. Many of the risks for caterers operating from a single place of work are the same or similar to those who travel between events.

You might also find it beneficial to add an extra layer of crime insurance. As a small, mobile business, you may benefit from protecting your earnings from embezzlement or theft and other criminal activities such as telephone fraud.

The amount your catering insurance costs will depend on which products you choose and how many types of cover you build into your tailored policy. However, business insurance quotes with Hiscox start from £7.85 per month*.

To help you calculate how much your catering business insurance might cost, our FAQ section has further details. Read our guide to how much business cover costs to gain more information.

*Figures based on an average of all business insurance policies sold to at least 10% of our customer base between January 2025 and January 2026

You will likely still require many of the same covers when operating your culinary business from home. However, unless your home insurance policy is extremely comprehensive, it’s unlikely to provide the correct level of cover you’ll need to appropriately protect your catering business.

If you use your home kitchen, or are thinking of doing so, Hiscox can help you build the right policy for these circumstances. Our home-based business insurance page provides a guide to the products you might need to build into your policy if you run your venture from home.