Business insurance for IT and technology businesses

As an IT and technology business, insurance means protection against the things you can’t see coming. You’re involved in the cut and thrust of the latest computer devices and software, providing expert advice, installation and problem solving. It’s an exciting job working with clients who rely on your expertise and know-how. But if it goes wrong, or a client blames you when things don’t work out, you need business insurance that helps you to keep disruption to a minimum.

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Insuring your IT and technology business

Installing new IT equipment, solving technical problems, handling confidential client data – it’s all in a day’s work for an IT and technology business. But what if a client isn’t happy with the work you’ve done, or you or an employee suffers an injury and you can’t fulfil contracts? Business insurance from Hiscox has you covered. From professional indemnity cover to cyber and data insurance we’ll help you to deal with those unexpected events, ensuring you can continue to run and grow your business.

Why you need business insurance for IT and technology professionals

Lost sales from an IT failure

An IT system you’ve installed at a building material supplier’s business goes down, resulting in your client being unable to access critical stock information or retrieve customer account details. A day’s sales are lost and you’re held responsible for it. Professional indemnity insurance from Hiscox covers you for defending the claim and any settlement, taking away the stress and allowing you to get back to business as usual.

Client data is made public

You’re good at your job but an unintentional IT glitch means a client’s confidential data is made temporarily accessible to anyone. They hired you to set up, install and maintain their IT systems but now they’re annoyed that you allowed a breach of their data security, even though it was accidental. Cyber and data insurance covers you for defending yourself against the claim and any settlement. You’ll also be able to work with our team of experts to help avoid any repeats in future.

Unable to work

You work in a high-tech world, but a low-tech accident could easily mean you need to miss work for a while, meaning lost income, disappointed clients and possibly even reputational damage. Personal accident insurance as part of your business insurance for IT and technology professionals means you’re covered with either a weekly or lump-sum payout, ensuring bills and rent are covered, providing you with peace of mind so you can concentrate on recovering.

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If you’re not sure what you need, tell us a little more about your IT and technology business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for IT and technology businesses

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These are just some of the types of business insurance for IT and technology firms that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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