Business insurance for Caterers

If you work in catering, insurance takes care of the things you can’t plan for, so you can concentrate on everything else. Whether you’re a chef in a bricks and mortar restaurant, or you’re in mobile catering, insurance that’s tailored to protect you, your business, your equipment – and the public – means you can get on with giving your customers a great experience.

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Insuring your catering business

A big event takes weeks of preparation – planning menus, sourcing ingredients and making sure you have the right people in place. Other times you’re simply trying to serve a lot of customers quickly. But sometimes people make mistakes, things go wrong and diners complain. Having catering insurance in place means you’re covered when things don’t go to plan. We’ll build a personalised catering business insurance policy to help you out.

Why you need business insurance in catering

Unhappy clients

A menu leaves out important information, the meal arrives late, or an oversight with ingredients triggers an allergic reaction. There’s a lot that could go wrong when you have so many details to manage. No matter who’s at fault, if a client brings a claim against your business you’ll need a professional catering insurance policy that defends and protects you.

Professional mistakes

You might not want to think about it, but you may be challenged on the food you prepare – your team might overlook a specific customer request or a dish could just go wrong on the night. Even if you don’t feel there’s a mistake at all, you may still have to defend yourself, so a professional insurance policy means you’re covered.

Technical problems

If something breaks down in your kitchen, everything stops until it’s up and running again. You’ll have to reduce or even stop service, and you may have to cancel customer orders. Caterers’ insurance makes sure we’re there to cover the costs of repairs or replacements and get you back on track.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your catering business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for the catering industry

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These are just some of the types of business insurance for caterers that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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